CFPB Consumer Complaint Profile
Wharthog Ventures LLC dba Loans Not Sharks
What 11 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 11
- Total complaints
- Below average
- 0
- Last 12 months
- 27.3%
- Timely response
- Bottom decile
- 4
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Wharthog Ventures LLC dba Loans Not Sharks sits at #3589, with 11 complaints logged. Its on-time response rate is 27.3%, the 1st percentile among companies with 100+ complaints.
- #3589
- of 3,843 companies by volume
- 27.3%
- on time (1st pctile)
- Debt collection
- most-complained product
- 4
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Wharthog Ventures LLC dba Loans Not Sharks vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
27.3% Among the lowest higher than 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2017 | 1 |
| 2018 | 5 |
| 2019 | 3 |
| 2023 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Wharthog Ventures LLC dba Loans Not Sharks
The CFPB Consumer Complaint Database has logged 11 complaints against Wharthog Ventures LLC dba Loans Not Sharks overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 4 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Struggling to pay your loan" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Wharthog Ventures LLC dba Loans Not Sharks draw a 27.3% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Wharthog Ventures LLC dba Loans Not Sharks have?
The CFPB has logged 11 complaints against Wharthog Ventures LLC dba Loans Not Sharks to date, of which 0 came in over the last 12 months.
Does Wharthog Ventures LLC dba Loans Not Sharks respond to complaints on time?
CFPB complaints against Wharthog Ventures LLC dba Loans Not Sharks draw a 27.3% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Wharthog Ventures LLC dba Loans Not Sharks?
Among all products tied to Wharthog Ventures LLC dba Loans Not Sharks, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Wharthog Ventures LLC dba Loans Not Sharks?
Consumers most often cite "Struggling to pay your loan" when complaining about Wharthog Ventures LLC dba Loans Not Sharks; the full issue list with counts is above.
How do I file a complaint against Wharthog Ventures LLC dba Loans Not Sharks?
You can file a complaint against Wharthog Ventures LLC dba Loans Not Sharks directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Wharthog Ventures LLC dba Loans Not Sharks?
The CFPB has recorded complaints against Wharthog Ventures LLC dba Loans Not Sharks from 4 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Wharthog Ventures LLC dba Loans Not Sharks have?
The CFPB has logged 11 complaints against Wharthog Ventures LLC dba Loans Not Sharks to date, of which 0 came in over the last 12 months.
Does Wharthog Ventures LLC dba Loans Not Sharks respond to complaints on time?
CFPB complaints against Wharthog Ventures LLC dba Loans Not Sharks draw a 27.3% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Wharthog Ventures LLC dba Loans Not Sharks?
Among all products tied to Wharthog Ventures LLC dba Loans Not Sharks, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Wharthog Ventures LLC dba Loans Not Sharks?
Consumers most often cite "Struggling to pay your loan" when complaining about Wharthog Ventures LLC dba Loans Not Sharks; the full issue list with counts is above.
How do I file a complaint against Wharthog Ventures LLC dba Loans Not Sharks?
You can file a complaint against Wharthog Ventures LLC dba Loans Not Sharks directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Wharthog Ventures LLC dba Loans Not Sharks?
The CFPB has recorded complaints against Wharthog Ventures LLC dba Loans Not Sharks from 4 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.