Account Discovery Systems, LLC
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card
CFPB collection forwarding receipt
Forwarded record DC-ACCOUNT-DISCOVERY- Account Discovery Systems, LLC
133 DC complaints · rank #520/656 · 100% timely
- DC 133
- RANK #520/656
- TIMELY 100%
- RELIEF 0%
- DISPUTE 12.1%
- STATES 37
- ISSUE Communication tactics
- RESP Closed with explanation
- PHOTO All State Credit Bureau, In…
Volume peers
Photo peer: All State Credit Bureau, Inc. (133)
Account Discovery Systems, LLC's 133 debt-collection complaints sit next to All State Credit Bureau, Inc. (133) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Account Discovery Systems,… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 19 |
| 2014 | 34 |
| 2015 | 20 |
| 2016 | 28 |
| 2017 | 19 |
| 2018 | 20 |
| 2019 | 1 |
Complaints by State (Top 15)
What the CFPB Record Shows for Account Discovery Systems, LLC
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Account Discovery Systems, LLC ranks #520 of 656 debt collectors by debt-collection complaint volume (21st percentile), using the same dc_complaints sort as the Collectors directory. Account Discovery Systems, LLC has 133 debt-collection complaints on file with the CFPB, which represents 94.3% of the 141 total complaints the Bureau has received about this entity. Reports have originated from consumers in 37 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Credit card" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Communication tactics" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 12.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Account Discovery Systems, LLC → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Account Discovery Systems, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (133 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (12.1% here).
Frequently asked questions
How many CFPB debt-collection complaints does Account Discovery Systems, LLC have?
The CFPB extract lists 133 debt-collection complaints against Account Discovery Systems, LLC (#520 of 656 collectors by volume).
Does Account Discovery Systems, LLC respond to CFPB complaints on time?
Account Discovery Systems, LLC's timely response rate on CFPB complaints is 100%.
What issue do consumers cite most about Account Discovery Systems, LLC?
"Communication tactics" is the leading issue tag on Account Discovery Systems, LLC's CFPB complaint record.
How should I read Account Discovery Systems, LLC's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.