2026 data Public-data reference. official source

Williams, Rush & Associates, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

374
Debt Collection Complaints
80.8%
of All Complaints
35.9%
Timely Response
0.2%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 197
Other debt 81
Private student loan debt 24
Medical debt 17
Other (i.e. phone, health club, etc.) 16
Credit card debt 11
Payday loan debt 11
Non-federal student loan 6
Telecommunications debt 6
Auto debt 3
Federal student loan debt 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 128
2.Written notification about debt 74
3.False statements or representation 61
4.Took or threatened to take negative or legal action 57
5.Incorrect information on your report 38
6.Improper use of your report 26
7.Communication tactics 22
8.Problem with a company's investigation into an existing problem 12
9.Taking/threatening an illegal action 7
10.Electronic communications 7

Company Responses

Closed with explanation 428
Untimely response 31
Closed 3
Closed with non-monetary relief 1
Consumers who disputed the response 12.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 7
2015 5
2016 15
2017 15
2018 17
2019 7
2020 13
2021 20
2022 20
2023 33
2024 61
2025 201
2026 48

Complaints by State (Top 15)

Texas 122
Florida 92
Georgia 43
North Carolina 21
California 18
Virginia 16
Maryland 14
Arkansas 10
Michigan 10
Louisiana 10
Ohio 9
South Carolina 9
Delaware 8
Alabama 8
Pennsylvania 7

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 59
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 20
Student loan - Federal student loan servicing 3
Student loan - Private student loan 2
Credit reporting 2
Student loan - Non-federal student loan 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Williams, Rush & Associates, LLC

Williams, Rush & Associates, LLC has 374 debt-collection complaints on file with the CFPB, which represents 80.8% of the 463 total complaints the Bureau has received about this entity. Reports have originated from consumers in 39 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

35.9% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. 0.2% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 12.1% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Williams, Rush & Associates, LLC have?

Williams, Rush & Associates, LLC has 374 debt collection complaints filed with the CFPB, representing 80.8% of all complaints against this company.

Does Williams, Rush & Associates, LLC respond to complaints on time?

Williams, Rush & Associates, LLC's CFPB timely-response rate is 35.9%. That falls well short of the 95% benchmark most collectors clear.

Does Williams, Rush & Associates, LLC provide relief to consumers?

Of resolved complaints against Williams, Rush & Associates, LLC, 0.2% ended with consumer relief of some kind.

What type of debt does Williams, Rush & Associates, LLC primarily collect?

"Other debt" is the debt type Williams, Rush & Associates, LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Williams, Rush & Associates, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Williams, Rush & Associates, LLC active?

Williams, Rush & Associates, LLC has received consumer complaints from 39 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.