National Business Factors
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-NATIONAL-BUSINESS- National Business Factors
198 DC complaints · rank #382/656 · 99.1% timely
- DC 198
- RANK #382/656
- TIMELY 99.1%
- RELIEF 0.9%
- DISPUTE 12.1%
- STATES 19
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Enhanced Acquisitions, LLC
Volume peers
Photo peer: Enhanced Acquisitions, LLC (198)
National Business Factors's 198 debt-collection complaints sit next to Enhanced Acquisitions, LLC (198) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for National Business Factors →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 10 |
| 2015 | 14 |
| 2016 | 7 |
| 2017 | 6 |
| 2018 | 14 |
| 2019 | 7 |
| 2020 | 21 |
| 2021 | 38 |
| 2022 | 9 |
| 2023 | 14 |
| 2024 | 32 |
| 2025 | 50 |
| 2026 | 12 |
Complaints by State (Top 15)
What the CFPB Record Shows for National Business Factors
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, National Business Factors ranks #382 of 656 debt collectors by debt-collection complaint volume (42nd percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 198 debt-collection complaints against National Business Factors, 84.6% of the 234 complaints filed against this entity overall. Consumers in 19 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
The company's timely response rate is 99.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0.9% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 12.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for National Business Factors → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for National Business Factors: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (198 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (12.1% here).
Frequently asked questions
How many CFPB debt-collection complaints does National Business Factors have?
National Business Factors has 198 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #382 of 656 collectors by that volume.
Does National Business Factors respond to CFPB complaints on time?
CFPB complaints against National Business Factors show a 99.1% timely-response rate.
What issue do consumers cite most about National Business Factors?
The most-cited issue in complaints about National Business Factors is "Attempts to collect debt not owed."
How should I read National Business Factors's CFPB complaint record?
National Business Factors's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.