2026 data Public-data reference. official source

Arcon Credit Solutions LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

109
Debt Collection Complaints
83.8%
of All Complaints
100%
Timely Response
1.5%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 53
I do not know 47
Other debt 4
Auto debt 4
Private student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 48
2.Written notification about debt 16
3.Took or threatened to take negative or legal action 14
4.False statements or representation 11
5.Incorrect information on your report 9
6.Threatened to contact someone or share information improperly 8
7.Communication tactics 7
8.Problem with a company's investigation into an existing problem 5
9.Electronic communications 5
10.Improper use of your report 4

Company Responses

Closed with explanation 128
Closed with non-monetary relief 2
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2021 4
2022 6
2023 12
2024 34
2025 67
2026 7

Complaints by State (Top 15)

California 19
Florida 16
Georgia 13
New York 11
Illinois 8
Connecticut 6
New Jersey 5
South Carolina 4
Pennsylvania 4
Arizona 3
North Carolina 3
Texas 3
Indiana 3
Wisconsin 3
Oregon 2

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 17
Credit card - General-purpose credit card or charge card 2
Credit card or prepaid card - Store credit card 1
Debt or credit management - Debt settlement 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Arcon Credit Solutions LLC

Arcon Credit Solutions LLC has 109 debt-collection complaints on file with the CFPB, which represents 83.8% of the 130 total complaints the Bureau has received about this entity. Reports have originated from consumers in 33 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 100%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 1.5% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Arcon Credit Solutions LLC have?

Arcon Credit Solutions LLC has 109 debt collection complaints filed with the CFPB, representing 83.8% of all complaints against this company.

Does Arcon Credit Solutions LLC respond to complaints on time?

Arcon Credit Solutions LLC has a 100% timely response rate. That is a strong response record by CFPB standards.

Does Arcon Credit Solutions LLC provide relief to consumers?

Arcon Credit Solutions LLC closed 1.5% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Arcon Credit Solutions LLC primarily collect?

Based on CFPB complaint records, Arcon Credit Solutions LLC's primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Arcon Credit Solutions LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Arcon Credit Solutions LLC active?

Consumers in 33 states and territories have filed CFPB complaints against Arcon Credit Solutions LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.