2026 data Public-data reference. official source

The Regional Adjustment Bureau, Incorporated

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Non-federal student loan

CFPB collection forwarding receipt

Forwarded record DC-THE-REGIONAL-ADJUS The Regional Adjustment Bureau, Incorporated

109 DC complaints · rank #581/656 · 99.3% timely

  • DC 109
  • RANK #581/656
  • TIMELY 99.3%
  • RELIEF 72.4%
  • DISPUTE 18.4%
  • STATES 34
  • ISSUE Cont'd attempts collect deb…
  • RESP Closed with non-monetary re…
  • PHOTO Arcon Credit Solutions LLC

Photo peer: Arcon Credit Solutions LLC (109)

Arcon Credit Solutions LLC109Mar Joe Enterprises110Alpine Credit, Inc110The Regional Adjustment Bure…109
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

The Regional Adjustment Bureau, Incorporated's 109 debt-collection complaints sit next to Arcon Credit Solutions LLC (109) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for The Regional Adjustment Bur… →

Debt Collection Complaint Breakdown

I do not know 40
Non-federal student loan 21
Other (i.e. phone, health club, etc.) 18
Mortgage 7
Federal student loan 6
Other debt 5
Auto 4
Auto debt 2
Federal student loan debt 2
Private student loan debt 2
Medical 1
Credit card 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 31
2.Communication tactics 28
3.Improper contact or sharing of info 20
4.Dealing with my lender or servicer 18
5.Disclosure verification of debt 15
6.Written notification about debt 6
7.False statements or representation 6
8.Problems when you are unable to pay 5
9.Dealing with your lender or servicer 4
10.Can't repay my loan 4

Company Responses

Closed with non-monetary relief 104
Closed with explanation 38
Closed 2
Closed with monetary relief 1
Consumers who disputed the response 18.4%

Complaints by Year

Year Complaints
2013 24
2014 33
2015 34
2016 21
2017 25
2018 8

Complaints by State (Top 15)

New York 17
Florida 15
California 14
Georgia 8
Maryland 7
North Carolina 6
Pennsylvania 6
Michigan 6
Texas 6
New Jersey 5
Virginia 5
Tennessee 4
Washington 4
Illinois 4
Vermont 4

What the CFPB Record Shows for The Regional Adjustment Bureau, Incorporated

The Regional Adjustment Bureau, Incorporated sits at #581 of 656 debt collectors in this extract by debt-collection complaint volume (12th percentile), the same ordering shown on /collectors. The CFPB has logged 109 debt-collection complaints against The Regional Adjustment Bureau, Incorporated, 75.2% of the 145 complaints filed against this entity overall. Consumers in 34 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Non-federal student loan" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.3%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 72.4% ended with monetary or non-monetary relief to the consumer - a relatively high rate for this segment. Consumers formally disputed the company's response in 18.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for The Regional Adjustment Bureau, Incorporated → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for The Regional Adjustment Bureau, Incorporated: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar dispute rates

Nearest collectors by share of complaints marked disputed (18.4% here).

Frequently asked questions

How many CFPB debt-collection complaints does The Regional Adjustment Bureau, Incorporated have?

109 debt-collection complaints name The Regional Adjustment Bureau, Incorporated in this CFPB extract - corpus rank #581/656.

Does The Regional Adjustment Bureau, Incorporated respond to CFPB complaints on time?

CFPB complaints against The Regional Adjustment Bureau, Incorporated show a 99.3% timely-response rate.

What issue do consumers cite most about The Regional Adjustment Bureau, Incorporated?

"Cont'd attempts collect debt not owed" is the leading issue tag on The Regional Adjustment Bureau, Incorporated's CFPB complaint record.

How should I read The Regional Adjustment Bureau, Incorporated's CFPB complaint record?

The Regional Adjustment Bureau, Incorporated's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.