2026 data Public-data reference. official source

McCalla Raymer Leibert Pierce, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Mortgage debt

108
Debt Collection Complaints
57.4%
of All Complaints
59.6%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Mortgage debt 57
Mortgage 25
I do not know 17
Other debt 5
Credit card debt 3
Payday loan debt 1

Top Complaint Issues

1.Took or threatened to take negative or legal action 26
2.Struggling to pay mortgage 24
3.Attempts to collect debt not owed 23
4.Loan modification,collection,foreclosure 20
5.Disclosure verification of debt 17
6.False statements or representation 15
7.Trouble during payment process 14
8.Written notification about debt 11
9.Taking/threatening an illegal action 8
10.Other 7

Company Responses

Closed with explanation 188
Consumers who disputed the response 27.4%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 8
2015 13
2016 28
2017 26
2018 22
2019 8
2020 4
2021 7
2022 14
2023 20
2024 10
2025 21
2026 7

Complaints by State (Top 15)

Georgia 116
Illinois 25
Florida 14
California 11
New York 3
New Jersey 2
Connecticut 2
Utah 1
Missouri 1
Oklahoma 1
South Carolina 1
North Carolina 1
Alabama 1
Mississippi 1
Texas 1

Other Complaint Types

Mortgage - Conventional home mortgage 26
Mortgage - Other mortgage 23
Mortgage - FHA mortgage 9
Mortgage - Other type of mortgage 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Mortgage - Home equity loan or line of credit (HELOC) 3
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for McCalla Raymer Leibert Pierce, LLC

The CFPB has logged 108 debt-collection complaints against McCalla Raymer Leibert Pierce, LLC, 57.4% of the 188 complaints filed against this entity overall. Consumers in 15 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Mortgage debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 59.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 27.4% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does McCalla Raymer Leibert Pierce, LLC have?

McCalla Raymer Leibert Pierce, LLC has 108 debt collection complaints filed with the CFPB, representing 57.4% of all complaints against this company.

Does McCalla Raymer Leibert Pierce, LLC respond to complaints on time?

59.6% of the CFPB complaints against McCalla Raymer Leibert Pierce, LLC get a response within the expected window. That trails the 95% industry benchmark by a wide margin.

Does McCalla Raymer Leibert Pierce, LLC provide relief to consumers?

McCalla Raymer Leibert Pierce, LLC closed 0% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does McCalla Raymer Leibert Pierce, LLC primarily collect?

"Mortgage debt" is the debt type McCalla Raymer Leibert Pierce, LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against McCalla Raymer Leibert Pierce, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is McCalla Raymer Leibert Pierce, LLC active?

CFPB data shows consumer complaints against McCalla Raymer Leibert Pierce, LLC from 15 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.