2026 data Public-data reference. official source

ATG Credit, LLC

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Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-ATG-CREDIT-LLC ATG Credit, LLC

468 DC complaints · rank #191/656 · 97.8% timely

  • DC 468
  • RANK #191/656
  • TIMELY 97.8%
  • RELIEF 0.7%
  • DISPUTE 21.2%
  • STATES 44
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Frontline Asset Strategies,…

Volume peers

Photo peer: Frontline Asset Strategies, LLC (469)

Frontline Asset Strategies, …469Bonneville Billing and Colle…465Rausch Sturm LLP465ATG Credit, LLC (this)468
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

ATG Credit, LLC's 468 debt-collection complaints sit next to Frontline Asset Strategies, LLC (469) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for ATG Credit, LLC →

Debt Collection Complaint Breakdown

I do not know 153
Medical debt 92
Other debt 53
Medical 48
Other (i.e. phone, health club, etc.) 42
Private student loan debt 28
Credit card debt 19
Non-federal student loan 13
Federal student loan debt 8
Federal student loan 5
Credit card 4
Auto debt 1
Payday loan 1
Telecommunications debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 151
2.Written notification about debt 89
3.Cont'd attempts collect debt not owed 69
4.Communication tactics 48
5.Incorrect information on your report 48
6.Disclosure verification of debt 41
7.False statements or representation 33
8.Problem with a credit reporting company's investigation into an existing problem 32
9.Took or threatened to take negative or legal action 21
10.Improper use of your report 20

Company Responses

Closed with explanation 556
Closed 15
In progress 14
Closed with non-monetary relief 4
Consumers who disputed the response 21.2%

Complaints by Year

Year Complaints
2013 19
2014 45
2015 48
2016 40
2017 49
2018 38
2019 34
2020 36
2021 64
2022 62
2023 40
2024 38
2025 57
2026 19

Complaints by State (Top 15)

Illinois 193
California 43
Georgia 42
Florida 40
Texas 36
New York 24
Michigan 13
Ohio 12
Colorado 12
South Carolina 12
Alabama 11
Tennessee 11
Wisconsin 10
Louisiana 10
North Carolina 10

What the CFPB Record Shows for ATG Credit, LLC

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, ATG Credit, LLC ranks #191 of 656 debt collectors by debt-collection complaint volume (71st percentile), using the same dc_complaints sort as the Collectors directory. 468 debt-collection complaints against ATG Credit, LLC appear in the CFPB record - 79.5% of the 589 complaints filed about this entity. The 44 states and territories represented make this a nationwide operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 97.8% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0.7% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 21.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for ATG Credit, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for ATG Credit, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (468 here).

Frontline Asset Strategies, LLC 469 Bonneville Billing and Collections 465 Rausch Sturm LLP 465 Mandarich Law Group, LLP 472

Similar dispute rates

Nearest collectors by share of complaints marked disputed (21.2% here).

Renton Collections Inc. 21.2% Alpine Credit, Inc 21.1% Credit Bureau of Carbon County 21.1% Delta Management Associates, Inc. 21.1%

Frequently asked questions

How many CFPB debt-collection complaints does ATG Credit, LLC have?

The CFPB extract lists 468 debt-collection complaints against ATG Credit, LLC (#191 of 656 collectors by volume).

Does ATG Credit, LLC respond to CFPB complaints on time?

CFPB complaints against ATG Credit, LLC show a 97.8% timely-response rate.

What issue do consumers cite most about ATG Credit, LLC?

The most-cited issue in complaints about ATG Credit, LLC is "Attempts to collect debt not owed."

How should I read ATG Credit, LLC's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.