2026 data Public-data reference. official source

Credit Bureau of Carbon County

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

85
Debt Collection Complaints
85%
of All Complaints
92%
Timely Response
3%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 46
I do not know 16
Medical 13
Other debt 6
Other (i.e. phone, health club, etc.) 2
Auto debt 1
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 31
2.False statements or representation 11
3.Written notification about debt 11
4.Communication tactics 9
5.Took or threatened to take negative or legal action 9
6.Cont'd attempts collect debt not owed 8
7.Problem with a credit reporting company's investigation into an existing problem 7
8.Incorrect information on your report 7
9.Improper contact or sharing of info 3
10.Disclosure verification of debt 2

Company Responses

Closed with explanation 97
Closed with non-monetary relief 3
Consumers who disputed the response 21.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 5
2015 5
2016 8
2017 13
2018 9
2019 29
2020 9
2021 7
2022 11
2023 4

Complaints by State (Top 15)

Colorado 51
Wyoming 28
Texas 6
Utah 3
California 2
Virginia 2
Indiana 1
Pennsylvania 1
Arizona 1
Oklahoma 1
Illinois 1
Ohio 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 15
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Credit Bureau of Carbon County

Credit Bureau of Carbon County has 85 debt-collection complaints on file with the CFPB, which represents 85% of the 100 total complaints the Bureau has received about this entity. Reports have originated from consumers in 12 states and territories, making this a geographically focused collection operation as measured by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 92% of forwarded complaints. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Among resolved cases, 3% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 21.1% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Credit Bureau of Carbon County have?

85 debt-collection complaints against Credit Bureau of Carbon County appear in the CFPB record - 85% of the company's total complaint volume.

Does Credit Bureau of Carbon County respond to complaints on time?

92% of the CFPB complaints against Credit Bureau of Carbon County get a response within the expected window.

Does Credit Bureau of Carbon County provide relief to consumers?

3% of resolved complaints against Credit Bureau of Carbon County were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Credit Bureau of Carbon County primarily collect?

"Medical debt" is the debt type Credit Bureau of Carbon County is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Credit Bureau of Carbon County?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Credit Bureau of Carbon County active?

CFPB data shows consumer complaints against Credit Bureau of Carbon County from 12 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.