2026 data Public-data reference. official source

Frontline Asset Strategies, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

469
Debt Collection Complaints
81.6%
of All Complaints
94.6%
Timely Response
0.9%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 193
I do not know 111
Credit card debt 64
Telecommunications debt 54
Credit card 28
Other (i.e. phone, health club, etc.) 10
Payday loan debt 2
Auto 2
Payday loan 2
Mortgage debt 1
Auto debt 1
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 217
2.Written notification about debt 76
3.Communication tactics 47
4.Incorrect information on your report 43
5.False statements or representation 43
6.Improper use of your report 35
7.Took or threatened to take negative or legal action 25
8.Cont'd attempts collect debt not owed 21
9.Problem with a credit reporting company's investigation into an existing problem 19
10.Improper contact or sharing of info 12

Company Responses

Closed with explanation 567
Closed with non-monetary relief 4
Closed 3
Closed with monetary relief 1
Consumers who disputed the response 15.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 12
2014 12
2015 19
2016 12
2017 26
2018 16
2019 24
2020 17
2021 46
2022 96
2023 227
2024 65
2025 3

Complaints by State (Top 15)

Florida 63
New York 54
California 52
Georgia 44
Texas 42
Pennsylvania 40
Illinois 27
New Jersey 22
Maryland 20
Virginia 18
Michigan 16
Ohio 15
North Carolina 15
Arizona 14
Colorado 10

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 67
Credit reporting or other personal consumer reports - Credit reporting 32
Credit card or prepaid card - General-purpose credit card or charge card 2
Consumer Loan - Vehicle loan 1
Student loan - Non-federal student loan 1
Debt or credit management - Debt settlement 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Frontline Asset Strategies, LLC

469 debt-collection complaints against Frontline Asset Strategies, LLC appear in the CFPB record - 81.6% of the 575 complaints filed about this entity. The 48 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 94.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Among resolved cases, 0.9% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 15.6% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Frontline Asset Strategies, LLC have?

The CFPB has logged 469 debt-collection complaints against Frontline Asset Strategies, LLC, 81.6% of all complaints filed against this company.

Does Frontline Asset Strategies, LLC respond to complaints on time?

94.6% of the CFPB complaints against Frontline Asset Strategies, LLC get a response within the expected window.

Does Frontline Asset Strategies, LLC provide relief to consumers?

Frontline Asset Strategies, LLC closed 0.9% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Frontline Asset Strategies, LLC primarily collect?

"Other debt" is the debt type Frontline Asset Strategies, LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Frontline Asset Strategies, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Frontline Asset Strategies, LLC active?

Frontline Asset Strategies, LLC has received consumer complaints from 48 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.