Atlantic Recovery Solutions LLC
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt
CFPB collection forwarding receipt
Forwarded record DC-ATLANTIC-RECOVERY- Atlantic Recovery Solutions LLC
429 DC complaints · rank #207/656 · 83.4% timely
- DC 429
- RANK #207/656
- TIMELY 83.4%
- RELIEF 0.2%
- DISPUTE 9.2%
- STATES 44
- ISSUE Communication tactics
- RESP Closed with explanation
- PHOTO Sentry Credit, Inc.
Volume peers
Photo peer: Sentry Credit, Inc. (427)
Atlantic Recovery Solutions LLC's 429 debt-collection complaints sit next to Sentry Credit, Inc. (427) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Atlantic Recovery Solutions… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 2 |
| 2014 | 22 |
| 2015 | 18 |
| 2016 | 17 |
| 2017 | 22 |
| 2018 | 18 |
| 2019 | 25 |
| 2020 | 33 |
| 2021 | 43 |
| 2022 | 32 |
| 2023 | 31 |
| 2024 | 49 |
| 2025 | 107 |
| 2026 | 26 |
Complaints by State (Top 15)
What the CFPB Record Shows for Atlantic Recovery Solutions LLC
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Atlantic Recovery Solutions LLC ranks #207 of 656 debt collectors by debt-collection complaint volume (69th percentile), using the same dc_complaints sort as the Collectors directory. 429 debt-collection complaints against Atlantic Recovery Solutions LLC appear in the CFPB record - 96.4% of the 445 complaints filed about this entity. The 44 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. The specific issue named most is "Communication tactics," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 83.4% of forwarded complaints. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Of resolved cases, 0.2% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 9.2% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Atlantic Recovery Solutions LLC → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Atlantic Recovery Solutions LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (429 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (9.2% here).
Frequently asked questions
How many CFPB debt-collection complaints does Atlantic Recovery Solutions LLC have?
The CFPB extract lists 429 debt-collection complaints against Atlantic Recovery Solutions LLC (#207 of 656 collectors by volume).
Does Atlantic Recovery Solutions LLC respond to CFPB complaints on time?
Atlantic Recovery Solutions LLC's timely response rate on CFPB complaints is 83.4%.
What issue do consumers cite most about Atlantic Recovery Solutions LLC?
Consumers most often name "Communication tactics" when complaining about Atlantic Recovery Solutions LLC.
How should I read Atlantic Recovery Solutions LLC's CFPB complaint record?
Atlantic Recovery Solutions LLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.