2026 data Public-data reference. official source

AmerAssist A/R Solutions, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

435
Debt Collection Complaints
75.7%
of All Complaints
41.2%
Timely Response
0.2%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 130
Medical debt 127
Other debt 112
Other (i.e. phone, health club, etc.) 23
Credit card debt 21
Medical 16
Payday loan debt 2
Federal student loan debt 1
Non-federal student loan 1
Auto 1
Telecommunications debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 222
2.Written notification about debt 94
3.Incorrect information on your report 77
4.Problem with a credit reporting company's investigation into an existing problem 29
5.Took or threatened to take negative or legal action 28
6.Improper use of your report 26
7.False statements or representation 26
8.Communication tactics 25
9.Cont'd attempts collect debt not owed 20
10.Disclosure verification of debt 10

Company Responses

Closed with explanation 540
Closed 30
Untimely response 4
Closed with non-monetary relief 1
Consumers who disputed the response 12.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 10
2015 21
2016 10
2017 13
2018 13
2019 23
2020 63
2021 160
2022 121
2023 120
2024 17
2025 4

Complaints by State (Top 15)

California 89
Texas 68
Florida 60
Georgia 49
New York 44
Pennsylvania 28
North Carolina 28
Illinois 26
Maryland 20
South Carolina 18
Michigan 16
Nevada 14
Louisiana 12
New Jersey 9
Tennessee 9

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 123
Credit reporting or other personal consumer reports - Credit reporting 13
Consumer Loan - Installment loan 2
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for AmerAssist A/R Solutions, Inc.

435 debt-collection complaints against AmerAssist A/R Solutions, Inc. appear in the CFPB record - 75.7% of the 575 complaints filed about this entity. The 38 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 41.2%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. Of resolved cases, 0.2% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 12.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does AmerAssist A/R Solutions, Inc. have?

AmerAssist A/R Solutions, Inc. has 435 debt collection complaints filed with the CFPB, representing 75.7% of all complaints against this company.

Does AmerAssist A/R Solutions, Inc. respond to complaints on time?

41.2% of the CFPB complaints against AmerAssist A/R Solutions, Inc. get a response within the expected window. That trails the 95% industry benchmark by a wide margin.

Does AmerAssist A/R Solutions, Inc. provide relief to consumers?

AmerAssist A/R Solutions, Inc. closed 0.2% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does AmerAssist A/R Solutions, Inc. primarily collect?

Based on CFPB complaint records, AmerAssist A/R Solutions, Inc.'s primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against AmerAssist A/R Solutions, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is AmerAssist A/R Solutions, Inc. active?

Consumers in 38 states and territories have filed CFPB complaints against AmerAssist A/R Solutions, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.