Law Offices of Robert J. Colclough, III
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.
FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 14 |
| 2015 | 13 |
| 2016 | 4 |
| 2017 | 9 |
| 2018 | 11 |
| 2019 | 18 |
| 2020 | 16 |
| 2021 | 16 |
| 2022 | 12 |
| 2023 | 14 |
| 2024 | 24 |
| 2025 | 31 |
| 2026 | 2 |
Complaints by State (Top 15)
Other Complaint Types
Your Rights with Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.
- Request written verification of any debt within 30 days of first contact
- Dispute a debt if you believe it is incorrect or does not belong to you
- Demand the collector stop contacting you (in writing)
- File a complaint with the CFPB at consumerfinance.gov/complaint
What the CFPB Record Shows for Law Offices of Robert J. Colclough, III
150 debt-collection complaints against Law Offices of Robert J. Colclough, III appear in the CFPB record - 81.5% of the 184 complaints filed about this entity. The 24 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
Within the Bureau's 15-day response window, this company answers 66.3% of forwarded complaints. That is materially below the 95% benchmark, persistently late responses are among the strongest predictors of CFPB supervisory action against debt collectors. Of resolved cases, 10.9% closed with monetary or non-monetary relief to the consumer. Consumers formally disputed the company's response in 9.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
How to read these numbers, and what to do if you're disputing a charge
Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Frequently Asked Questions
How many debt collection complaints does Law Offices of Robert J. Colclough, III have?
The CFPB has logged 150 debt-collection complaints against Law Offices of Robert J. Colclough, III, 81.5% of all complaints filed against this company.
Does Law Offices of Robert J. Colclough, III respond to complaints on time?
66.3% of the CFPB complaints against Law Offices of Robert J. Colclough, III get a response within the expected window. That trails the 95% industry benchmark by a wide margin.
Does Law Offices of Robert J. Colclough, III provide relief to consumers?
Law Offices of Robert J. Colclough, III closed 10.9% of resolved complaints with some form of consumer relief, monetary or non-monetary.
What type of debt does Law Offices of Robert J. Colclough, III primarily collect?
Based on CFPB complaint records, Law Offices of Robert J. Colclough, III's primary debt type is "Credit card debt"; the complete breakdown is shown above.
What rights do I have against Law Offices of Robert J. Colclough, III?
Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.
In how many states is Law Offices of Robert J. Colclough, III active?
Law Offices of Robert J. Colclough, III has received consumer complaints from 24 states and territories, based on CFPB data.
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.