2026 data Public-data reference. official source

Augusta Collection Agency, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

90
Debt Collection Complaints
84.9%
of All Complaints
87.7%
Timely Response
7.5%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 39
I do not know 29
Medical 11
Other debt 4
Credit card 2
Other (i.e. phone, health club, etc.) 2
Auto debt 1
Mortgage debt 1
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 36
2.Written notification about debt 16
3.Took or threatened to take negative or legal action 12
4.Communication tactics 9
5.Cont'd attempts collect debt not owed 7
6.Improper use of your report 6
7.Incorrect information on your report 5
8.Disclosure verification of debt 4
9.Problem with a credit reporting company's investigation into an existing problem 4
10.Taking/threatening an illegal action 2

Company Responses

Closed with explanation 90
In progress 8
Closed with monetary relief 5
Closed with non-monetary relief 3
Consumers who disputed the response 50%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 4
2015 4
2016 4
2017 7
2018 6
2019 2
2020 7
2021 13
2022 17
2023 11
2024 16
2025 4
2026 8

Complaints by State (Top 15)

Georgia 81
South Carolina 10
Tennessee 2
Ohio 2
New York 2
Mississippi 1
Wisconsin 1
Michigan 1
Texas 1
Nevada 1
New Jersey 1
Virginia 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Credit reporting or other personal consumer reports - Credit reporting 5
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Augusta Collection Agency, Inc.

90 debt-collection complaints against Augusta Collection Agency, Inc. appear in the CFPB record - 84.9% of the 106 complaints filed about this entity. The 12 states and territories represented make this a geographically focused operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 87.7% of forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Among resolved cases, 7.5% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 50% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Augusta Collection Agency, Inc. have?

The CFPB has logged 90 debt-collection complaints against Augusta Collection Agency, Inc., 84.9% of all complaints filed against this company.

Does Augusta Collection Agency, Inc. respond to complaints on time?

Augusta Collection Agency, Inc.'s CFPB timely-response rate is 87.7%.

Does Augusta Collection Agency, Inc. provide relief to consumers?

Of resolved complaints against Augusta Collection Agency, Inc., 7.5% ended with consumer relief of some kind.

What type of debt does Augusta Collection Agency, Inc. primarily collect?

"Medical debt" is the debt type Augusta Collection Agency, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Augusta Collection Agency, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Augusta Collection Agency, Inc. active?

Augusta Collection Agency, Inc. has received consumer complaints from 12 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.