2026 data Public-data reference. official source

Avante

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

603
Debt Collection Complaints
79.2%
of All Complaints
95.4%
Timely Response
0.1%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 246
I do not know 192
Medical 56
Other debt 49
Credit card debt 24
Payday loan debt 14
Other (i.e. phone, health club, etc.) 6
Telecommunications debt 4
Auto debt 4
Payday loan 3
Credit card 2
Non-federal student loan 1
Private student loan debt 1
Mortgage debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 253
2.Written notification about debt 144
3.Incorrect information on your report 73
4.False statements or representation 58
5.Cont'd attempts collect debt not owed 44
6.Took or threatened to take negative or legal action 43
7.Improper use of your report 37
8.Problem with a credit reporting company's investigation into an existing problem 30
9.Communication tactics 27
10.Disclosure verification of debt 17

Company Responses

Closed with explanation 757
Closed 2
Closed with monetary relief 1
Untimely response 1
Consumers who disputed the response 7.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2012 1
2013 6
2014 26
2015 17
2016 27
2017 22
2018 46
2019 39
2020 58
2021 159
2022 102
2023 82
2024 57
2025 88
2026 31

Complaints by State (Top 15)

Florida 220
Texas 126
Georgia 67
Tennessee 35
California 30
North Carolina 27
Ohio 26
South Carolina 25
Virginia 20
Louisiana 15
Alabama 14
Kentucky 14
New York 13
Pennsylvania 9
Mississippi 9

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 114
Credit reporting or other personal consumer reports - Credit reporting 34
Vehicle loan or lease - Loan 2
Student loan - Non-federal student loan 2
Student loan - Private student loan 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Avante

The CFPB has logged 603 debt-collection complaints against Avante, 79.2% of the 761 complaints filed against this entity overall. Consumers in 42 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 95.4% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0.1% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 7.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Avante have?

The CFPB has logged 603 debt-collection complaints against Avante, 79.2% of all complaints filed against this company.

Does Avante respond to complaints on time?

Avante has a 95.4% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Avante provide relief to consumers?

0.1% of resolved complaints against Avante were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Avante primarily collect?

Based on CFPB complaint records, Avante's primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against Avante?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Avante active?

CFPB data shows consumer complaints against Avante from 42 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.