2026 data Public-data reference. official source

Io, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-IO-INC Io, Inc.

598 DC complaints · rank #158/656 · 95% timely

  • DC 598
  • RANK #158/656
  • TIMELY 95%
  • RELIEF 2%
  • DISPUTE 27%
  • STATES 26
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Diverse Funding Associates…

Photo peer: Diverse Funding Associates LLC (599)

Diverse Funding Associates L…599USCB, Inc.596Reliant Capital Solutions, L…595Io, Inc. (this)598
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Io, Inc.'s 598 debt-collection complaints sit next to Diverse Funding Associates LLC (599) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Io, Inc. →

Debt Collection Complaint Breakdown

Medical debt 293
I do not know 140
Other debt 76
Medical 70
Credit card debt 8
Other (i.e. phone, health club, etc.) 5
Auto debt 3
Telecommunications debt 2
Credit card 1

Top Complaint Issues

1.Attempts to collect debt not owed 242
2.Written notification about debt 153
3.False statements or representation 73
4.Incorrect information on your report 51
5.Cont'd attempts collect debt not owed 51
6.Took or threatened to take negative or legal action 32
7.Problem with a credit reporting company's investigation into an existing problem 27
8.Disclosure verification of debt 24
9.Communication tactics 19
10.Improper use of your report 18

Company Responses

Closed with explanation 651
Closed 48
Closed with non-monetary relief 14
Consumers who disputed the response 27%

Complaints by Year

Year Complaints
2013 1
2014 15
2015 21
2016 32
2017 52
2018 46
2019 56
2020 71
2021 124
2022 72
2023 43
2024 57
2025 99
2026 24

Complaints by State (Top 15)

Virginia 248
Maryland 190
Texas 94
Pennsylvania 72
Georgia 22
New Jersey 14
Florida 11
North Carolina 10
District of Columbia 10
South Carolina 8
California 7
Delaware 4
Missouri 3
Arkansas 3
New York 3

What the CFPB Record Shows for Io, Inc.

Io, Inc. sits at #158 of 656 debt collectors in this extract by debt-collection complaint volume (76th percentile), the same ordering shown on /collectors. 598 debt-collection complaints against Io, Inc. appear in the CFPB record - 83.9% of the 713 complaints filed about this entity. The 26 states and territories represented make this a multi-state operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 95%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 2% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 27% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Io, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Io, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Io, Inc. have?

598 debt-collection complaints name Io, Inc. in this CFPB extract - corpus rank #158/656.

Does Io, Inc. respond to CFPB complaints on time?

Io, Inc.'s timely response rate on CFPB complaints is 95%.

What issue do consumers cite most about Io, Inc.?

"Attempts to collect debt not owed" is the leading issue tag on Io, Inc.'s CFPB complaint record.

How should I read Io, Inc.'s CFPB complaint record?

Io, Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.