2026 data Public-data reference. official source

Bull City Financial Solutions, Inc

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-BULL-CITY-FINANCIA Bull City Financial Solutions, Inc

1,770 DC complaints · rank #63/656 · 97.5% timely

  • DC 1,770
  • RANK #63/656
  • TIMELY 97.5%
  • RELIEF 0.4%
  • DISPUTE 23.7%
  • STATES 42
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO CMRE Financial Services, In…

Photo peer: CMRE Financial Services, Inc. (1,758)

CMRE Financial Services, Inc.1,758LJ Ross Associates1,786Collection Management Holdin…1,798Bull City Financial Solution…1,770
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Bull City Financial Solutions, Inc's 1,770 debt-collection complaints sit next to CMRE Financial Services, Inc. (1,758) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Bull City Financial Solutio… →

Debt Collection Complaint Breakdown

I do not know 714
Other debt 498
Medical debt 394
Medical 52
Other (i.e. phone, health club, etc.) 40
Credit card debt 32
Telecommunications debt 31
Auto debt 3
Rental debt 2
Auto 2
Credit card 1
Federal student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 860
2.Written notification about debt 398
3.Incorrect information on your report 270
4.False statements or representation 182
5.Took or threatened to take negative or legal action 174
6.Improper use of your report 109
7.Problem with a company's investigation into an existing problem 82
8.Cont'd attempts collect debt not owed 69
9.Problem with a credit reporting company's investigation into an existing problem 45
10.Communication tactics 39

Company Responses

Closed with explanation 2,241
Closed 31
Closed with non-monetary relief 10
Consumers who disputed the response 23.7%

Complaints by Year

Year Complaints
2013 6
2014 18
2015 25
2016 40
2017 76
2018 70
2019 81
2020 89
2021 182
2022 151
2023 178
2024 365
2025 751
2026 250

Complaints by State (Top 15)

North Carolina 1,020
Florida 407
South Carolina 222
Ohio 91
Georgia 85
Virginia 63
Indiana 54
Texas 45
New York 37
California 32
Oklahoma 26
Kentucky 17
New Jersey 16
Illinois 16
Michigan 14

What the CFPB Record Shows for Bull City Financial Solutions, Inc

Bull City Financial Solutions, Inc sits at #63 of 656 debt collectors in this extract by debt-collection complaint volume (91st percentile), the same ordering shown on /collectors. 1,770 debt-collection complaints against Bull City Financial Solutions, Inc appear in the CFPB record - 77.6% of the 2,282 complaints filed about this entity. The 42 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

97.5% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0.4% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 23.7% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Bull City Financial Solutions, Inc → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Bull City Financial Solutions, Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (1,770 here).

Frequently asked questions

How many CFPB debt-collection complaints does Bull City Financial Solutions, Inc have?

Bull City Financial Solutions, Inc has 1,770 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #63 of 656 collectors by that volume.

Does Bull City Financial Solutions, Inc respond to CFPB complaints on time?

The timely-response rate for Bull City Financial Solutions, Inc in this extract is 97.5%.

What issue do consumers cite most about Bull City Financial Solutions, Inc?

The most-cited issue in complaints about Bull City Financial Solutions, Inc is "Attempts to collect debt not owed."

How should I read Bull City Financial Solutions, Inc's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Bull City Financial Solutions, Inc. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.