CFPB Consumer Complaint Profile
Bull City Financial Solutions, Inc
What 2,282 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-05-15
- 2,282
- Total complaints
- 845
- Last 12 months
- 97.5%
- Timely response
- 42
- States affected
The verdict
2,282 CFPB complaints put Bull City Financial Solutions, Inc at #193 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 97.5%, ahead of the 93% median among companies with 100+ complaints.
- #193
- of 3,848 companies by volume
- 97.5%
- answered on time
- Debt collection
- most-complained product
- 42
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 6 |
| 2014 | 18 |
| 2015 | 25 |
| 2016 | 40 |
| 2017 | 76 |
| 2018 | 70 |
| 2019 | 81 |
| 2020 | 89 |
| 2021 | 182 |
| 2022 | 151 |
| 2023 | 178 |
| 2024 | 365 |
| 2025 | 751 |
| 2026 | 250 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Bull City Financial Solutions, Inc
2,282 complaints against Bull City Financial Solutions, Inc appear in the CFPB record, including 845 from the trailing year. The 42 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
97.5% of CFPB-forwarded complaints against Bull City Financial Solutions, Inc get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 23.7% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0.4% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Bull City Financial Solutions, Inc have?
The CFPB has logged 2,282 complaints against Bull City Financial Solutions, Inc to date, of which 845 came in over the last 12 months.
Does Bull City Financial Solutions, Inc respond to complaints on time?
Bull City Financial Solutions, Inc's CFPB timely-response rate is 97.5%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Bull City Financial Solutions, Inc?
The most complained-about product for Bull City Financial Solutions, Inc is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Bull City Financial Solutions, Inc?
The most common issue reported by consumers about Bull City Financial Solutions, Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Bull City Financial Solutions, Inc?
You can file a complaint against Bull City Financial Solutions, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Bull City Financial Solutions, Inc?
Bull City Financial Solutions, Inc has drawn CFPB complaints from 42 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~2,282)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.