LJ Ross Associates
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-LJ-ROSS-ASSOCIATES LJ Ross Associates
1,786 DC complaints · rank #62/656 · 99.9% timely
- DC 1,786
- RANK #62/656
- TIMELY 99.9%
- RELIEF 0.4%
- DISPUTE 23%
- STATES 47
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Collection Management Holdi…
Volume peers
Photo peer: Collection Management Holdings, LLC (1,798)
LJ Ross Associates's 1,786 debt-collection complaints sit next to Collection Management Holdings, LLC (1,798) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for LJ Ross Associates →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 10 |
| 2015 | 26 |
| 2016 | 39 |
| 2017 | 61 |
| 2018 | 55 |
| 2019 | 71 |
| 2020 | 130 |
| 2021 | 158 |
| 2022 | 142 |
| 2023 | 222 |
| 2024 | 368 |
| 2025 | 748 |
| 2026 | 243 |
Complaints by State (Top 15)
What the CFPB Record Shows for LJ Ross Associates
PlainCredit places LJ Ross Associates at #62 of 656 debt collectors by CFPB debt-collection complaint volume (91st percentile), matching the Collectors directory ranking. The CFPB has logged 1,786 debt-collection complaints against LJ Ross Associates, 78.4% of the 2,277 complaints filed against this entity overall. Consumers in 47 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
Within the Bureau's 15-day response window, this company answers 99.9% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0.4% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 23% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for LJ Ross Associates → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for LJ Ross Associates: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (1,786 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (23% here).
Frequently asked questions
How many CFPB debt-collection complaints does LJ Ross Associates have?
LJ Ross Associates has 1,786 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #62 of 656 collectors by that volume.
Does LJ Ross Associates respond to CFPB complaints on time?
CFPB complaints against LJ Ross Associates show a 99.9% timely-response rate.
What issue do consumers cite most about LJ Ross Associates?
The most-cited issue in complaints about LJ Ross Associates is "Attempts to collect debt not owed."
How should I read LJ Ross Associates's CFPB complaint record?
These figures summarize what consumers filed with the CFPB about LJ Ross Associates. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.