CAC Financial Corp
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-CAC-FINANCIAL-CORP CAC Financial Corp
277 DC complaints · rank #291/656 · 97.9% timely
- DC 277
- RANK #291/656
- TIMELY 97.9%
- RELIEF 7.9%
- DISPUTE 16.7%
- STATES 33
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO International Computer Syst…
Volume peers
Photo peer: International Computer Systems, Inc. (277)
CAC Financial Corp's 277 debt-collection complaints sit next to International Computer Systems, Inc. (277) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for CAC Financial Corp →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 5 |
| 2014 | 17 |
| 2015 | 7 |
| 2016 | 17 |
| 2017 | 14 |
| 2018 | 28 |
| 2019 | 26 |
| 2020 | 21 |
| 2021 | 19 |
| 2022 | 25 |
| 2023 | 15 |
| 2024 | 34 |
| 2025 | 80 |
| 2026 | 20 |
Complaints by State (Top 15)
What the CFPB Record Shows for CAC Financial Corp
PlainCredit places CAC Financial Corp at #291 of 656 debt collectors by CFPB debt-collection complaint volume (56th percentile), matching the Collectors directory ranking. 277 debt-collection complaints against CAC Financial Corp appear in the CFPB record - 84.5% of the 328 complaints filed about this entity. The 33 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
97.9% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 7.9% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 16.7% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for CAC Financial Corp → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for CAC Financial Corp: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (277 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (16.7% here).
Frequently asked questions
How many CFPB debt-collection complaints does CAC Financial Corp have?
277 debt-collection complaints name CAC Financial Corp in this CFPB extract - corpus rank #291/656.
Does CAC Financial Corp respond to CFPB complaints on time?
CAC Financial Corp's timely response rate on CFPB complaints is 97.9%.
What issue do consumers cite most about CAC Financial Corp?
"Attempts to collect debt not owed" is the leading issue tag on CAC Financial Corp's CFPB complaint record.
How should I read CAC Financial Corp's CFPB complaint record?
These figures summarize what consumers filed with the CFPB about CAC Financial Corp. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.