FMS Inc.
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-FMS-INC FMS Inc.
139 DC complaints · rank #501/656 · 98.1% timely
- DC 139
- RANK #501/656
- TIMELY 98.1%
- RELIEF 0%
- DISPUTE 16.7%
- STATES 35
- ISSUE Cont'd attempts collect deb…
- RESP Closed with explanation
- PHOTO A & O Recovery Solutions, L…
Volume peers
Photo peer: A & O Recovery Solutions, LLC (139)
FMS Inc.'s 139 debt-collection complaints sit next to A & O Recovery Solutions, LLC (139) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for FMS Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 22 |
| 2015 | 31 |
| 2016 | 17 |
| 2017 | 9 |
| 2018 | 11 |
| 2019 | 14 |
| 2020 | 18 |
| 2021 | 4 |
| 2022 | 5 |
| 2023 | 6 |
| 2024 | 4 |
| 2025 | 8 |
| 2026 | 2 |
Complaints by State (Top 15)
What the CFPB Record Shows for FMS Inc.
FMS Inc. sits at #501 of 656 debt collectors in this extract by debt-collection complaint volume (24th percentile), the same ordering shown on /collectors. The CFPB has logged 139 debt-collection complaints against FMS Inc., 89.7% of the 155 complaints filed against this entity overall. Consumers in 35 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 98.1% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 16.7% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for FMS Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for FMS Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (139 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (16.7% here).
Frequently asked questions
How many CFPB debt-collection complaints does FMS Inc. have?
FMS Inc. has 139 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #501 of 656 collectors by that volume.
Does FMS Inc. respond to CFPB complaints on time?
CFPB complaints against FMS Inc. show a 98.1% timely-response rate.
What issue do consumers cite most about FMS Inc.?
"Cont'd attempts collect debt not owed" is the leading issue tag on FMS Inc.'s CFPB complaint record.
How should I read FMS Inc.'s CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.