2026 data Public-data reference. official source

Clear Debt Solutions, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan

CFPB collection forwarding receipt

Forwarded record DC-CLEAR-DEBT-SOLUTIO Clear Debt Solutions, LLC

106 DC complaints · rank #588/656 · 65.8% timely

  • DC 106
  • RANK #588/656
  • TIMELY 65.8%
  • RELIEF 2.7%
  • DISPUTE 18.4%
  • STATES 27
  • ISSUE Communication tactics
  • RESP Closed with explanation
  • PHOTO Balanced Healthcare Receiva…

Photo peer: Balanced Healthcare Receivables, LLC (106)

Balanced Healthcare Receivab…106Revenue Enterprises, LLC107TSC Accounts Receivable Solu…105Clear Debt Solutions, LLC (t…106
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Clear Debt Solutions, LLC's 106 debt-collection complaints sit next to Balanced Healthcare Receivables, LLC (106) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Clear Debt Solutions, LLC →

Debt Collection Complaint Breakdown

Payday loan 51
I do not know 45
Payday loan debt 6
Other (i.e. phone, health club, etc.) 3
Non-federal student loan 1

Top Complaint Issues

1.Communication tactics 38
2.Improper contact or sharing of info 27
3.Cont'd attempts collect debt not owed 15
4.Taking/threatening an illegal action 11
5.Disclosure verification of debt 7
6.Threatened to contact someone or share information improperly 3
7.False statements or representation 3
8.Payment to acct not credited 2
9.Took or threatened to take negative or legal action 1
10.Received a loan I didn't apply for 1

Company Responses

Closed with explanation 103
Closed 3
Closed with non-monetary relief 2
Untimely response 2
Closed with monetary relief 1
Consumers who disputed the response 18.4%

Complaints by Year

Year Complaints
2013 6
2014 37
2015 20
2016 30
2017 12
2018 5
2020 1

Complaints by State (Top 15)

Texas 18
California 15
Ohio 14
Tennessee 7
Alabama 7
Wisconsin 7
South Carolina 6
Louisiana 4
Oregon 4
Florida 3
Illinois 3
Idaho 2
Delaware 2
Missouri 2
Michigan 2

What the CFPB Record Shows for Clear Debt Solutions, LLC

Clear Debt Solutions, LLC sits at #588 of 656 debt collectors in this extract by debt-collection complaint volume (11th percentile), the same ordering shown on /collectors. 106 debt-collection complaints against Clear Debt Solutions, LLC appear in the CFPB record - 95.5% of the 111 complaints filed about this entity. The 27 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Payday loan," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Communication tactics," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 65.8% of forwarded complaints. That is materially below the 95% benchmark, persistently late responses are among the strongest predictors of CFPB supervisory action against debt collectors. Among resolved cases, 2.7% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 18.4% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Clear Debt Solutions, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Clear Debt Solutions, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Clear Debt Solutions, LLC have?

Clear Debt Solutions, LLC has 106 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #588 of 656 collectors by that volume.

Does Clear Debt Solutions, LLC respond to CFPB complaints on time?

Clear Debt Solutions, LLC's timely response rate on CFPB complaints is 65.8%.

What issue do consumers cite most about Clear Debt Solutions, LLC?

Consumers most often name "Communication tactics" when complaining about Clear Debt Solutions, LLC.

How should I read Clear Debt Solutions, LLC's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.