Clear Debt Solutions, LLC
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Payday loan
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.
FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 6 |
| 2014 | 37 |
| 2015 | 20 |
| 2016 | 30 |
| 2017 | 12 |
| 2018 | 5 |
| 2020 | 1 |
Complaints by State (Top 15)
Other Complaint Types
Your Rights with Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.
- Request written verification of any debt within 30 days of first contact
- Dispute a debt if you believe it is incorrect or does not belong to you
- Demand the collector stop contacting you (in writing)
- File a complaint with the CFPB at consumerfinance.gov/complaint
What the CFPB Record Shows for Clear Debt Solutions, LLC
106 debt-collection complaints against Clear Debt Solutions, LLC appear in the CFPB record - 95.5% of the 111 complaints filed about this entity. The 27 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Payday loan," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Communication tactics," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 65.8% of forwarded complaints. That is materially below the 95% benchmark, persistently late responses are among the strongest predictors of CFPB supervisory action against debt collectors. Among resolved cases, 2.7% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 18.4% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
How to read these numbers, and what to do if you're disputing a charge
Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Frequently Asked Questions
How many debt collection complaints does Clear Debt Solutions, LLC have?
Clear Debt Solutions, LLC has 106 debt collection complaints filed with the CFPB, representing 95.5% of all complaints against this company.
Does Clear Debt Solutions, LLC respond to complaints on time?
Clear Debt Solutions, LLC has a 65.8% timely response rate. That falls well short of the 95% benchmark most collectors clear.
Does Clear Debt Solutions, LLC provide relief to consumers?
Of resolved complaints against Clear Debt Solutions, LLC, 2.7% ended with consumer relief of some kind.
What type of debt does Clear Debt Solutions, LLC primarily collect?
Clear Debt Solutions, LLC primarily collects "Payday loan" based on CFPB complaint data. The full breakdown of debt types is shown above.
What rights do I have against Clear Debt Solutions, LLC?
Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.
In how many states is Clear Debt Solutions, LLC active?
Consumers in 27 states and territories have filed CFPB complaints against Clear Debt Solutions, LLC.
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.