CFPB Consumer Complaint Profile
Clear Debt Solutions, LLC
Behind the 111 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 111
- Total complaints
- Mid-range
- 0
- Last 12 months
- 65.8%
- Timely response
- Bottom decile
- 27
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Clear Debt Solutions, LLC has accumulated 111 complaints, placing it #1267 by volume. It posts a 65.8% on-time response rate, the 5th percentile among companies with 100+ complaints.
- #1267
- of 3,843 companies by volume
- 65.8%
- on time (5th pctile)
- Debt collection
- most-complained product
- 27
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Clear Debt Solutions, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
65.8% Among the lowest higher than 5% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 6 |
| 2014 | 37 |
| 2015 | 20 |
| 2016 | 30 |
| 2017 | 12 |
| 2018 | 5 |
| 2020 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Clear Debt Solutions, LLC
111 complaints against Clear Debt Solutions, LLC appear in the CFPB record, including 0 from the trailing year. The 27 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Clear Debt Solutions, LLC posts a 65.8% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 18.4% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 2.7%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Clear Debt Solutions, LLC have?
Clear Debt Solutions, LLC has 111 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Clear Debt Solutions, LLC respond to complaints on time?
Clear Debt Solutions, LLC has a 65.8% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Clear Debt Solutions, LLC?
The most complained-about product for Clear Debt Solutions, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Clear Debt Solutions, LLC?
"Communication tactics" is the single most frequently cited issue in complaints against Clear Debt Solutions, LLC - see all issues and counts above.
How do I file a complaint against Clear Debt Solutions, LLC?
You can file a complaint against Clear Debt Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Clear Debt Solutions, LLC?
The CFPB has recorded complaints against Clear Debt Solutions, LLC from 27 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Clear Debt Solutions, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (18.4% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.