2026 data Public-data reference. official source

Constar Financial Services, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Auto debt

CFPB collection forwarding receipt

Forwarded record DC-CONSTAR-FINANCIAL- Constar Financial Services, LLC

120 DC complaints · rank #554/656 · 91.9% timely

  • DC 120
  • RANK #554/656
  • TIMELY 91.9%
  • RELIEF 0%
  • DISPUTE 25.8%
  • STATES 36
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO United Accounts, Inc.

Photo peer: United Accounts, Inc. (120)

United Accounts, Inc.120Steel River Systems, LLC121Fein, Such, Kahn & Shepard, …121Constar Financial Services, …120
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Constar Financial Services, LLC's 120 debt-collection complaints sit next to United Accounts, Inc. (120) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Constar Financial Services,… →

Debt Collection Complaint Breakdown

Auto debt 50
I do not know 31
Auto 13
Other (i.e. phone, health club, etc.) 8
Other debt 8
Credit card debt 4
Private student loan debt 3
Federal student loan 2
Federal student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 37
2.Communication tactics 24
3.Written notification about debt 19
4.False statements or representation 13
5.Cont'd attempts collect debt not owed 11
6.Disclosure verification of debt 6
7.Threatened to contact someone or share information improperly 3
8.Improper use of your report 3
9.Taking/threatening an illegal action 3
10.Dealing with your lender or servicer 2

Company Responses

Closed with explanation 135
Closed 1
Consumers who disputed the response 25.8%

Complaints by Year

Year Complaints
2013 1
2014 7
2015 12
2016 10
2017 10
2018 7
2019 7
2020 14
2021 11
2022 14
2023 12
2024 7
2025 18
2026 6

Complaints by State (Top 15)

Florida 17
Texas 15
New York 14
California 14
Colorado 7
Arizona 7
Pennsylvania 5
Georgia 5
Louisiana 4
South Carolina 4
North Carolina 4
Connecticut 3
Ohio 3
Missouri 3
Illinois 2

What the CFPB Record Shows for Constar Financial Services, LLC

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Constar Financial Services, LLC ranks #554 of 656 debt collectors by debt-collection complaint volume (16th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 120 debt-collection complaints against Constar Financial Services, LLC, 88.2% of the 136 complaints filed against this entity overall. Consumers in 36 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Auto debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 91.9%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 25.8% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Constar Financial Services, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Constar Financial Services, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Constar Financial Services, LLC have?

Constar Financial Services, LLC has 120 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #554 of 656 collectors by that volume.

Does Constar Financial Services, LLC respond to CFPB complaints on time?

Constar Financial Services, LLC's timely response rate on CFPB complaints is 91.9%.

What issue do consumers cite most about Constar Financial Services, LLC?

The most-cited issue in complaints about Constar Financial Services, LLC is "Attempts to collect debt not owed."

How should I read Constar Financial Services, LLC's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Constar Financial Services, LLC. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.