2026 data Public-data reference. official source

Mullooly Jeffrey Rooney & Flynn

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

130
Debt Collection Complaints
94.9%
of All Complaints
100%
Timely Response
1.5%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 78
I do not know 14
Credit card 11
Other debt 9
Other (i.e. phone, health club, etc.) 9
Medical 6
Medical debt 3

Top Complaint Issues

1.Took or threatened to take negative or legal action 30
2.False statements or representation 24
3.Written notification about debt 23
4.Attempts to collect debt not owed 15
5.Threatened to contact someone or share information improperly 9
6.Communication tactics 8
7.Disclosure verification of debt 7
8.Cont'd attempts collect debt not owed 6
9.Taking/threatening an illegal action 5
10.Improper contact or sharing of info 3

Company Responses

Closed with explanation 133
Closed 2
Closed with non-monetary relief 2
Consumers who disputed the response 25.8%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 9
2015 12
2016 8
2017 4
2018 7
2019 4
2020 4
2021 11
2022 8
2023 9
2024 29
2025 26
2026 5

Complaints by State (Top 15)

New York 108
New Jersey 26
Delaware 1
Connecticut 1
Massachusetts 1

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 3
Credit card 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Credit card - General-purpose credit card or charge card 1
Checking or savings account - Checking account 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Mullooly Jeffrey Rooney & Flynn

130 debt-collection complaints against Mullooly Jeffrey Rooney & Flynn appear in the CFPB record - 94.9% of the 137 complaints filed about this entity. The 5 states and territories represented make this a geographically focused operation by complaint volume. The most common debt type behind these complaints is "Credit card debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 1.5% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 25.8% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Mullooly Jeffrey Rooney & Flynn have?

The CFPB has logged 130 debt-collection complaints against Mullooly Jeffrey Rooney & Flynn, 94.9% of all complaints filed against this company.

Does Mullooly Jeffrey Rooney & Flynn respond to complaints on time?

Mullooly Jeffrey Rooney & Flynn has a 100% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Mullooly Jeffrey Rooney & Flynn provide relief to consumers?

1.5% of resolved complaints against Mullooly Jeffrey Rooney & Flynn were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Mullooly Jeffrey Rooney & Flynn primarily collect?

Mullooly Jeffrey Rooney & Flynn primarily collects "Credit card debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Mullooly Jeffrey Rooney & Flynn?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Mullooly Jeffrey Rooney & Flynn active?

Mullooly Jeffrey Rooney & Flynn has received consumer complaints from 5 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.