Credigy USA Corp.
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card
CFPB collection forwarding receipt
Forwarded record DC-CREDIGY-USA-CORP Credigy USA Corp.
119 DC complaints · rank #556/656 · 99.3% timely
- DC 119
- RANK #556/656
- TIMELY 99.3%
- RELIEF 0.7%
- DISPUTE 16.2%
- STATES 35
- ISSUE Cont'd attempts collect deb…
- RESP Closed with explanation
- PHOTO United Accounts, Inc.
Volume peers
Photo peer: United Accounts, Inc. (120)
Credigy USA Corp.'s 119 debt-collection complaints sit next to United Accounts, Inc. (120) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Credigy USA Corp. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 30 |
| 2014 | 30 |
| 2015 | 26 |
| 2016 | 14 |
| 2017 | 15 |
| 2018 | 4 |
| 2019 | 10 |
| 2020 | 6 |
| 2021 | 3 |
| 2022 | 2 |
| 2024 | 1 |
| 2025 | 3 |
Complaints by State (Top 15)
What the CFPB Record Shows for Credigy USA Corp.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Credigy USA Corp. ranks #556 of 656 debt collectors by debt-collection complaint volume (15th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 119 debt-collection complaints against Credigy USA Corp., 82.6% of the 144 complaints filed against this entity overall. Consumers in 35 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Credit card" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
The company's timely response rate is 99.3%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0.7% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 16.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Credigy USA Corp. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Credigy USA Corp.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (119 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (16.2% here).
Frequently asked questions
How many CFPB debt-collection complaints does Credigy USA Corp. have?
119 debt-collection complaints name Credigy USA Corp. in this CFPB extract - corpus rank #556/656.
Does Credigy USA Corp. respond to CFPB complaints on time?
The timely-response rate for Credigy USA Corp. in this extract is 99.3%.
What issue do consumers cite most about Credigy USA Corp.?
The most-cited issue in complaints about Credigy USA Corp. is "Cont'd attempts collect debt not owed."
How should I read Credigy USA Corp.'s CFPB complaint record?
Credigy USA Corp.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.