2026 data Public-data reference. official source

Continental Credit Control

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

155
Debt Collection Complaints
91.2%
of All Complaints
98.8%
Timely Response
4.7%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 94
Medical 36
I do not know 14
Other debt 9
Other (i.e. phone, health club, etc.) 2

Top Complaint Issues

1.Attempts to collect debt not owed 55
2.Cont'd attempts collect debt not owed 25
3.Written notification about debt 22
4.False statements or representation 21
5.Disclosure verification of debt 11
6.Communication tactics 11
7.Incorrect information on your report 10
8.Took or threatened to take negative or legal action 6
9.Problem with a credit reporting company's investigation into an existing problem 3
10.Threatened to contact someone or share information improperly 2

Company Responses

Closed with explanation 162
Closed with non-monetary relief 8
Consumers who disputed the response 32.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 7
2015 11
2016 15
2017 14
2018 32
2019 8
2020 16
2021 24
2022 9
2023 7
2024 11
2025 12
2026 3

Complaints by State (Top 15)

California 153
Texas 3
Florida 2
Minnesota 2
Oklahoma 2
Tennessee 1
Alaska 1
Massachusetts 1
Illinois 1
Arkansas 1
Nevada 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Credit reporting or other personal consumer reports - Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Continental Credit Control

155 debt-collection complaints against Continental Credit Control appear in the CFPB record - 91.2% of the 170 complaints filed about this entity. The 11 states and territories represented make this a geographically focused operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

98.8% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 4.7% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 32.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Continental Credit Control have?

155 debt-collection complaints against Continental Credit Control appear in the CFPB record - 91.2% of the company's total complaint volume.

Does Continental Credit Control respond to complaints on time?

Continental Credit Control has a 98.8% timely response rate. This is considered excellent.

Does Continental Credit Control provide relief to consumers?

4.7% of resolved complaints against Continental Credit Control were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Continental Credit Control primarily collect?

Continental Credit Control primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Continental Credit Control?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Continental Credit Control active?

Continental Credit Control has received consumer complaints from 11 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.