Ability Recovery Services, LLC
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-ABILITY-RECOVERY-S Ability Recovery Services, LLC
2,897 DC complaints · rank #37/656 · 98.1% timely
- DC 2,897
- RANK #37/656
- TIMELY 98.1%
- RELIEF 0.6%
- DISPUTE 32.1%
- STATES 52
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Source Receivables Manageme…
Volume peers
Photo peer: Source Receivables Management LLC (2,851)
Ability Recovery Services, LLC's 2,897 debt-collection complaints sit next to Source Receivables Management LLC (2,851) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Ability Recovery Services,… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 7 |
| 2014 | 45 |
| 2015 | 46 |
| 2016 | 80 |
| 2017 | 193 |
| 2018 | 282 |
| 2019 | 227 |
| 2020 | 207 |
| 2021 | 243 |
| 2022 | 244 |
| 2023 | 359 |
| 2024 | 545 |
| 2025 | 726 |
| 2026 | 387 |
Complaints by State (Top 15)
What the CFPB Record Shows for Ability Recovery Services, LLC
PlainCredit places Ability Recovery Services, LLC at #37 of 656 debt collectors by CFPB debt-collection complaint volume (95th percentile), matching the Collectors directory ranking. Ability Recovery Services, LLC has 2,897 debt-collection complaints on file with the CFPB, which represents 80.7% of the 3,591 total complaints the Bureau has received about this entity. Reports have originated from consumers in 52 states and territories, making this a nationwide collection operation as measured by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
Within the Bureau's 15-day response window, this company answers 98.1% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 0.6% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 32.1% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Ability Recovery Services, LLC → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Ability Recovery Services, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (2,897 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (32.1% here).
Frequently asked questions
How many CFPB debt-collection complaints does Ability Recovery Services, LLC have?
2,897 debt-collection complaints name Ability Recovery Services, LLC in this CFPB extract - corpus rank #37/656.
Does Ability Recovery Services, LLC respond to CFPB complaints on time?
Ability Recovery Services, LLC's timely response rate on CFPB complaints is 98.1%.
What issue do consumers cite most about Ability Recovery Services, LLC?
The most-cited issue in complaints about Ability Recovery Services, LLC is "Attempts to collect debt not owed."
How should I read Ability Recovery Services, LLC's CFPB complaint record?
Ability Recovery Services, LLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.