Credit Systems International, Inc.
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-CREDIT-SYSTEMS-INT Credit Systems International, Inc.
1,663 DC complaints · rank #68/656 · 97.7% timely
- DC 1,663
- RANK #68/656
- TIMELY 97.7%
- RELIEF 0%
- DISPUTE 23.1%
- STATES 44
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Lockhart, Morris
Volume peers
Photo peer: Lockhart, Morris & Montgomery Inc. (1,671)
Credit Systems International, Inc.'s 1,663 debt-collection complaints sit next to Lockhart, Morris & Montgomery Inc. (1,671) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Credit Systems Internationa… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 14 |
| 2014 | 36 |
| 2015 | 43 |
| 2016 | 53 |
| 2017 | 65 |
| 2018 | 80 |
| 2019 | 70 |
| 2020 | 64 |
| 2021 | 157 |
| 2022 | 116 |
| 2023 | 108 |
| 2024 | 208 |
| 2025 | 712 |
| 2026 | 289 |
Complaints by State (Top 15)
What the CFPB Record Shows for Credit Systems International, Inc.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Credit Systems International, Inc. ranks #68 of 656 debt collectors by debt-collection complaint volume (90th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 1,663 debt-collection complaints against Credit Systems International, Inc., 82.5% of the 2,015 complaints filed against this entity overall. Consumers in 44 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
97.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 23.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Credit Systems International, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Credit Systems International, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (1,663 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (23.1% here).
Frequently asked questions
How many CFPB debt-collection complaints does Credit Systems International, Inc. have?
The CFPB extract lists 1,663 debt-collection complaints against Credit Systems International, Inc. (#68 of 656 collectors by volume).
Does Credit Systems International, Inc. respond to CFPB complaints on time?
The timely-response rate for Credit Systems International, Inc. in this extract is 97.7%.
What issue do consumers cite most about Credit Systems International, Inc.?
Consumers most often name "Attempts to collect debt not owed" when complaining about Credit Systems International, Inc..
How should I read Credit Systems International, Inc.'s CFPB complaint record?
These figures summarize what consumers filed with the CFPB about Credit Systems International, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.