2026 data Public-data reference. official source

Lloyd & McDaniel, PLC

Sourced from the CFPB Consumer Complaint Database.

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Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-LLOYD-MCDANIEL-PLC Lloyd & McDaniel, PLC

340 DC complaints · rank #239/656 · 99.2% timely

  • DC 340
  • RANK #239/656
  • TIMELY 99.2%
  • RELIEF 1.6%
  • DISPUTE 23.1%
  • STATES 21
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Merchants Adjustment Servic…

Volume peers

Photo peer: Merchants Adjustment Service, Inc. (336)

Merchants Adjustment Service…336Pmab,LLC345F.H. Cann & Associates, Inc.333Lloyd & McDaniel, PLC (this)340
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Lloyd & McDaniel, PLC's 340 debt-collection complaints sit next to Merchants Adjustment Service, Inc. (336) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Lloyd & McDaniel, PLC →

Debt Collection Complaint Breakdown

Credit card debt 224
I do not know 59
Other debt 14
Credit card 14
Auto debt 12
Payday loan debt 5
Other (i.e. phone, health club, etc.) 4
Private student loan debt 3
Medical 2
Mortgage 1
Rental debt 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 93
2.Took or threatened to take negative or legal action 86
3.False statements or representation 62
4.Written notification about debt 61
5.Incorrect information on your report 13
6.Threatened to contact someone or share information improperly 8
7.Taking/threatening an illegal action 8
8.Communication tactics 8
9.Cont'd attempts collect debt not owed 7
10.Problem with a company's investigation into an existing problem 6

Company Responses

Closed with explanation 360
Closed 8
Closed with non-monetary relief 6
In progress 1
Consumers who disputed the response 23.1%

Complaints by Year

Year Complaints
2013 4
2014 4
2015 7
2016 6
2017 10
2018 17
2019 10
2020 10
2021 16
2022 12
2023 18
2024 73
2025 161
2026 27

Complaints by State (Top 15)

Georgia 88
Florida 71
Kentucky 42
Michigan 28
Tennessee 25
Ohio 25
Arkansas 24
Indiana 22
Illinois 15
Alabama 9
South Carolina 5
Mississippi 4
West Virginia 3
New York 2
New Jersey 2

What the CFPB Record Shows for Lloyd & McDaniel, PLC

PlainCredit places Lloyd & McDaniel, PLC at #239 of 656 debt collectors by CFPB debt-collection complaint volume (64th percentile), matching the Collectors directory ranking. 340 debt-collection complaints against Lloyd & McDaniel, PLC appear in the CFPB record - 90.7% of the 375 complaints filed about this entity. The 21 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.2%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 1.6% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 23.1% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Lloyd & McDaniel, PLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Lloyd & McDaniel, PLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (340 here).

Merchants Adjustment Service, Inc. 336 Pmab,LLC 345 F.H. Cann & Associates, Inc. 333 Medical Business Bureau 349

Similar dispute rates

Nearest collectors by share of complaints marked disputed (23.1% here).

Credit Systems International, Inc. 23.1% Finance System of Richmond, Inc. 23.1% Paramount Recovery Systems, L.P. 23.1% NCB Management Services Inc. 23.2%

Frequently asked questions

How many CFPB debt-collection complaints does Lloyd & McDaniel, PLC have?

340 debt-collection complaints name Lloyd & McDaniel, PLC in this CFPB extract - corpus rank #239/656.

Does Lloyd & McDaniel, PLC respond to CFPB complaints on time?

CFPB complaints against Lloyd & McDaniel, PLC show a 99.2% timely-response rate.

What issue do consumers cite most about Lloyd & McDaniel, PLC?

Consumers most often name "Attempts to collect debt not owed" when complaining about Lloyd & McDaniel, PLC.

How should I read Lloyd & McDaniel, PLC's CFPB complaint record?

Lloyd & McDaniel, PLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.