Lockhart, Morris & Montgomery Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-LOCKHART-MORRIS-MO Lockhart, Morris & Montgomery Inc.
1,671 DC complaints · rank #67/656 · 97.8% timely
- DC 1,671
- RANK #67/656
- TIMELY 97.8%
- RELIEF 0%
- DISPUTE 16.7%
- STATES 50
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Credit Systems Internationa…
Volume peers
Photo peer: Credit Systems International, Inc. (1,663)
Lockhart, Morris & Montgomery Inc.'s 1,671 debt-collection complaints sit next to Credit Systems International, Inc. (1,663) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Lockhart, Morris →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 1 |
| 2014 | 5 |
| 2015 | 2 |
| 2016 | 10 |
| 2017 | 14 |
| 2018 | 8 |
| 2019 | 37 |
| 2020 | 58 |
| 2021 | 91 |
| 2022 | 128 |
| 2023 | 245 |
| 2024 | 471 |
| 2025 | 817 |
| 2026 | 297 |
Complaints by State (Top 15)
What the CFPB Record Shows for Lockhart, Morris & Montgomery Inc.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Lockhart, Morris & Montgomery Inc. ranks #67 of 656 debt collectors by debt-collection complaint volume (90th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 1,671 debt-collection complaints against Lockhart, Morris & Montgomery Inc., 76.5% of the 2,184 complaints filed against this entity overall. Consumers in 50 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 97.8% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 16.7% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Lockhart, Morris & Montgomery Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Lockhart, Morris & Montgomery Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (1,671 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (16.7% here).
Frequently asked questions
How many CFPB debt-collection complaints does Lockhart, Morris & Montgomery Inc. have?
The CFPB extract lists 1,671 debt-collection complaints against Lockhart, Morris & Montgomery Inc. (#67 of 656 collectors by volume).
Does Lockhart, Morris & Montgomery Inc. respond to CFPB complaints on time?
The timely-response rate for Lockhart, Morris & Montgomery Inc. in this extract is 97.8%.
What issue do consumers cite most about Lockhart, Morris & Montgomery Inc.?
Consumers most often name "Attempts to collect debt not owed" when complaining about Lockhart, Morris & Montgomery Inc..
How should I read Lockhart, Morris & Montgomery Inc.'s CFPB complaint record?
These figures summarize what consumers filed with the CFPB about Lockhart, Morris & Montgomery Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.