2026 data Public-data reference. official source

Frederick J. Hanna & Associates, P.C. (closed)

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card

207
Debt Collection Complaints
94.1%
of All Complaints
97.7%
Timely Response
6.8%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card 155
I do not know 25
Other (i.e. phone, health club, etc.) 15
Auto 7
Mortgage 2
Non-federal student loan 2
Medical 1

Top Complaint Issues

1.Taking/threatening an illegal action 57
2.Cont'd attempts collect debt not owed 53
3.Disclosure verification of debt 42
4.False statements or representation 24
5.Communication tactics 20
6.Improper contact or sharing of info 11
7.Problems when you are unable to pay 4
8.Dealing with my lender or servicer 2
9.Credit card protection / Debt protection 2
10.Identity theft / Fraud / Embezzlement 1

Company Responses

Closed with explanation 199
Closed with non-monetary relief 12
Closed 3
Closed with monetary relief 3
Untimely response 3
Consumers who disputed the response 28.2%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2012 1
2013 15
2014 100
2015 73
2016 28
2017 3

Complaints by State (Top 15)

Georgia 174
Florida 15
South Carolina 8
North Carolina 3
Texas 2
Ohio 2
Maryland 2
Virginia 2
Indiana 2
Illinois 1
Oregon 1
Pennsylvania 1
Missouri 1
Michigan 1
Alabama 1

Other Complaint Types

Credit card 6
Consumer Loan - Vehicle loan 3
Student loan - Non-federal student loan 2
Consumer Loan - Installment loan 1
Bank account or service - Checking account 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Frederick J. Hanna & Associates, P.C. (closed)

207 debt-collection complaints against Frederick J. Hanna & Associates, P.C. (closed) appear in the CFPB record - 94.1% of the 220 complaints filed about this entity. The 16 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Credit card," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Taking/threatening an illegal action" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 97.7% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 6.8% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 28.2% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Frederick J. Hanna & Associates, P.C. (closed) have?

Frederick J. Hanna & Associates, P.C. (closed) has 207 debt collection complaints filed with the CFPB, representing 94.1% of all complaints against this company.

Does Frederick J. Hanna & Associates, P.C. (closed) respond to complaints on time?

Frederick J. Hanna & Associates, P.C. (closed) has a 97.7% timely response rate. That is a strong response record by CFPB standards.

Does Frederick J. Hanna & Associates, P.C. (closed) provide relief to consumers?

6.8% of resolved complaints against Frederick J. Hanna & Associates, P.C. (closed) were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Frederick J. Hanna & Associates, P.C. (closed) primarily collect?

Frederick J. Hanna & Associates, P.C. (closed) primarily collects "Credit card" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Frederick J. Hanna & Associates, P.C. (closed)?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Frederick J. Hanna & Associates, P.C. (closed) active?

CFPB data shows consumer complaints against Frederick J. Hanna & Associates, P.C. (closed) from 16 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.