2026 data Public-data reference. official source

Integrated Recovery Services

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan

CFPB collection forwarding receipt

Forwarded record DC-INTEGRATED-RECOVER Integrated Recovery Services

195 DC complaints · rank #393/656 · 29.2% timely

  • DC 195
  • RANK #393/656
  • TIMELY 29.2%
  • RELIEF 0.5%
  • DISPUTE 11.4%
  • STATES 43
  • ISSUE Communication tactics
  • RESP Closed with explanation
  • PHOTO Kohn Law Firm S.C.

Photo peer: Kohn Law Firm S.C. (195)

Kohn Law Firm S.C.195Nelson and Kennard, LLP195Credit Card Acquisitions Gro…196Integrated Recovery Services…195
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Integrated Recovery Services's 195 debt-collection complaints sit next to Kohn Law Firm S.C. (195) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Integrated Recovery Services →

Debt Collection Complaint Breakdown

I do not know 89
Payday loan 72
Payday loan debt 16
Credit card debt 4
Other (i.e. phone, health club, etc.) 4
Other debt 4
Medical debt 2
Credit card 2
Medical 1
Non-federal student loan 1

Top Complaint Issues

1.Communication tactics 68
2.Taking/threatening an illegal action 30
3.Improper contact or sharing of info 26
4.Cont'd attempts collect debt not owed 20
5.Took or threatened to take negative or legal action 17
6.False statements or representation 16
7.Threatened to contact someone or share information improperly 11
8.Attempts to collect debt not owed 4
9.Struggling to pay your loan 3
10.Received a loan I didn't apply for 3

Company Responses

Closed with explanation 192
Untimely response 10
Closed 6
Closed with non-monetary relief 1
Consumers who disputed the response 11.4%

Complaints by Year

Year Complaints
2014 17
2015 54
2016 66
2017 46
2018 16
2019 4
2020 2
2021 1
2022 3

Complaints by State (Top 15)

Texas 36
California 35
Ohio 21
Florida 14
Michigan 9
New Jersey 8
Nevada 6
Arizona 5
Virginia 4
Missouri 4
Tennessee 4
Oklahoma 4
Louisiana 3
Maryland 3
Wisconsin 3

What the CFPB Record Shows for Integrated Recovery Services

PlainCredit places Integrated Recovery Services at #393 of 656 debt collectors by CFPB debt-collection complaint volume (40th percentile), matching the Collectors directory ranking. 195 debt-collection complaints against Integrated Recovery Services appear in the CFPB record - 93.3% of the 209 complaints filed about this entity. The 43 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Payday loan," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Communication tactics" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

29.2% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. Of resolved cases, 0.5% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 11.4% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Integrated Recovery Services → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Integrated Recovery Services: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (195 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (11.4% here).

Frequently asked questions

How many CFPB debt-collection complaints does Integrated Recovery Services have?

Integrated Recovery Services has 195 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #393 of 656 collectors by that volume.

Does Integrated Recovery Services respond to CFPB complaints on time?

The timely-response rate for Integrated Recovery Services in this extract is 29.2%.

What issue do consumers cite most about Integrated Recovery Services?

Consumers most often name "Communication tactics" when complaining about Integrated Recovery Services.

How should I read Integrated Recovery Services's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.