2026 data Public-data reference. official source

Louisiana Recovery Services Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

196
Debt Collection Complaints
81.7%
of All Complaints
98.8%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 95
I do not know 53
Medical 29
Other debt 9
Credit card debt 7
Other (i.e. phone, health club, etc.) 2
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 85
2.Written notification about debt 36
3.Incorrect information on your report 24
4.Cont'd attempts collect debt not owed 19
5.Communication tactics 15
6.Took or threatened to take negative or legal action 14
7.False statements or representation 12
8.Improper use of your report 12
9.Disclosure verification of debt 8
10.Problem with a credit reporting company's investigation into an existing problem 4

Company Responses

Closed with explanation 237
Closed 3
Consumers who disputed the response 14.7%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 5
2015 10
2016 13
2017 14
2018 21
2019 26
2020 16
2021 25
2022 20
2023 28
2024 18
2025 37
2026 7

Complaints by State (Top 15)

Louisiana 180
Texas 30
Mississippi 4
Georgia 3
Missouri 3
Virginia 2
Arkansas 2
Florida 2
Alabama 2
North Dakota 2
Tennessee 2
Oklahoma 1
Ohio 1
North Carolina 1
Iowa 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 28
Credit reporting or other personal consumer reports - Credit reporting 15
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Louisiana Recovery Services Inc.

The CFPB has logged 196 debt-collection complaints against Louisiana Recovery Services Inc., 81.7% of the 240 complaints filed against this entity overall. Consumers in 15 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 98.8% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 14.7% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Louisiana Recovery Services Inc. have?

Louisiana Recovery Services Inc. has 196 debt collection complaints filed with the CFPB, representing 81.7% of all complaints against this company.

Does Louisiana Recovery Services Inc. respond to complaints on time?

Louisiana Recovery Services Inc. has a 98.8% timely response rate. This is considered excellent.

Does Louisiana Recovery Services Inc. provide relief to consumers?

Of resolved complaints against Louisiana Recovery Services Inc., 0% ended with consumer relief of some kind.

What type of debt does Louisiana Recovery Services Inc. primarily collect?

"Medical debt" is the debt type Louisiana Recovery Services Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Louisiana Recovery Services Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Louisiana Recovery Services Inc. active?

CFPB data shows consumer complaints against Louisiana Recovery Services Inc. from 15 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.