2026 data Public-data reference. official source

Collections USA, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Rental debt

CFPB collection forwarding receipt

Forwarded record DC-COLLECTIONS-USA-IN Collections USA, Inc.

150 DC complaints · rank #480/656 · 95.5% timely

  • DC 150
  • RANK #480/656
  • TIMELY 95.5%
  • RELIEF 0%
  • DISPUTE 42.9%
  • STATES 19
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Law Offices

Photo peer: Law Offices of Robert J. Colclough, III (150)

Law Offices of Robert J. Col…150Collectech Diversified, Inc.150TriVerity, Inc.150Collections USA, Inc. (this)150
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Collections USA, Inc.'s 150 debt-collection complaints sit next to Law Offices of Robert J. Colclough, III (150) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Collections USA, Inc. →

Debt Collection Complaint Breakdown

I do not know 60
Rental debt 46
Other debt 22
Other (i.e. phone, health club, etc.) 12
Medical debt 7
Mortgage debt 2
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 55
2.Written notification about debt 44
3.False statements or representation 21
4.Incorrect information on your report 16
5.Took or threatened to take negative or legal action 11
6.Cont'd attempts collect debt not owed 7
7.Disclosure verification of debt 6
8.Problem with a company's investigation into an existing problem 4
9.Improper use of your report 3
10.Problem with a credit reporting company's investigation into an existing problem 3

Company Responses

Closed with explanation 175
Closed 2
Consumers who disputed the response 42.9%

Complaints by Year

Year Complaints
2014 2
2015 6
2016 5
2017 6
2018 6
2019 7
2020 2
2021 6
2022 16
2023 20
2024 35
2025 58
2026 8

Complaints by State (Top 15)

Arizona 109
Georgia 28
California 11
South Carolina 6
Texas 5
Hawaii 2
Missouri 2
North Carolina 2
Louisiana 2
Kentucky 1
New Jersey 1
Pennsylvania 1
AE 1
Indiana 1
Arkansas 1

What the CFPB Record Shows for Collections USA, Inc.

PlainCredit places Collections USA, Inc. at #480 of 656 debt collectors by CFPB debt-collection complaint volume (27th percentile), matching the Collectors directory ranking. Collections USA, Inc. has 150 debt-collection complaints on file with the CFPB, which represents 84.7% of the 177 total complaints the Bureau has received about this entity. Reports have originated from consumers in 19 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Rental debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 95.5%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 42.9% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Collections USA, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Collections USA, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Collections USA, Inc. have?

Collections USA, Inc. has 150 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #480 of 656 collectors by that volume.

Does Collections USA, Inc. respond to CFPB complaints on time?

Collections USA, Inc.'s timely response rate on CFPB complaints is 95.5%.

What issue do consumers cite most about Collections USA, Inc.?

The most-cited issue in complaints about Collections USA, Inc. is "Attempts to collect debt not owed."

How should I read Collections USA, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.