Merchants and Medical Credit Corporation, Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-MERCHANTS-AND-MEDI Merchants and Medical Credit Corporation, Inc.
451 DC complaints · rank #199/656 · 99.5% timely
- DC 451
- RANK #199/656
- TIMELY 99.5%
- RELIEF 34.6%
- DISPUTE 19.4%
- STATES 38
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO ARS National Services, Inc.
Volume peers
Photo peer: ARS National Services, Inc. (452)
Merchants and Medical Credit Corporation, Inc.'s 451 debt-collection complaints sit next to ARS National Services, Inc. (452) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Merchants →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 3 |
| 2014 | 12 |
| 2015 | 14 |
| 2016 | 30 |
| 2017 | 39 |
| 2018 | 55 |
| 2019 | 33 |
| 2020 | 39 |
| 2021 | 63 |
| 2022 | 46 |
| 2023 | 35 |
| 2024 | 61 |
| 2025 | 91 |
| 2026 | 25 |
Complaints by State (Top 15)
What the CFPB Record Shows for Merchants and Medical Credit Corporation, Inc.
Merchants and Medical Credit Corporation, Inc. sits at #199 of 656 debt collectors in this extract by debt-collection complaint volume (70th percentile), the same ordering shown on /collectors. The CFPB has logged 451 debt-collection complaints against Merchants and Medical Credit Corporation, Inc., 82.6% of the 546 complaints filed against this entity overall. Consumers in 38 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
Within the Bureau's 15-day response window, this company answers 99.5% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 34.6% ended with monetary or non-monetary relief to the consumer - a relatively high rate for this segment. In 19.4% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Merchants and Medical Credit Corporation, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Merchants and Medical Credit Corporation, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (451 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (19.4% here).
Frequently asked questions
How many CFPB debt-collection complaints does Merchants and Medical Credit Corporation, Inc. have?
451 debt-collection complaints name Merchants and Medical Credit Corporation, Inc. in this CFPB extract - corpus rank #199/656.
Does Merchants and Medical Credit Corporation, Inc. respond to CFPB complaints on time?
CFPB complaints against Merchants and Medical Credit Corporation, Inc. show a 99.5% timely-response rate.
What issue do consumers cite most about Merchants and Medical Credit Corporation, Inc.?
Consumers most often name "Attempts to collect debt not owed" when complaining about Merchants and Medical Credit Corporation, Inc..
How should I read Merchants and Medical Credit Corporation, Inc.'s CFPB complaint record?
Merchants and Medical Credit Corporation, Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.