PlusFour, Inc

What the CFPB Record Shows for PlusFour, Inc

PlusFour, Inc sits at #201 of 656 debt collectors in this extract by debt-collection complaint volume (70th percentile), the same ordering shown on /collectors. PlusFour, Inc has 446 debt-collection complaints on file with the CFPB, which represents 83.5% of the 534 total complaints the Bureau has received about this entity. Reports have originated from consumers in 30 states and territories, making this a multi-state collection operation as measured by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 79.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. Of resolved cases, 0.2% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 14% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

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