2026 data Public-data reference. official source

Pollack & Rosen, P.A.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

172
Debt Collection Complaints
94.5%
of All Complaints
90.1%
Timely Response
0.5%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 95
I do not know 28
Other debt 15
Auto debt 10
Credit card 8
Private student loan debt 8
Other (i.e. phone, health club, etc.) 5
Auto 2
Medical 1

Top Complaint Issues

1.Attempts to collect debt not owed 41
2.Took or threatened to take negative or legal action 41
3.Written notification about debt 30
4.False statements or representation 28
5.Communication tactics 9
6.Taking/threatening an illegal action 5
7.Electronic communications 5
8.Cont'd attempts collect debt not owed 5
9.Disclosure verification of debt 4
10.Incorrect information on your report 4

Company Responses

Closed with explanation 180
Closed 1
Closed with non-monetary relief 1
Consumers who disputed the response 14.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 3
2015 11
2016 5
2017 7
2018 14
2019 16
2020 6
2021 7
2022 11
2023 17
2024 23
2025 51
2026 11

Complaints by State (Top 15)

Florida 139
Georgia 11
California 5
New York 4
Virginia 3
Colorado 3
New Jersey 2
Utah 2
Texas 2
Michigan 2
South Carolina 1
Massachusetts 1
Pennsylvania 1
Missouri 1
Indiana 1

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 4
Student loan - Non-federal student loan 3
Debt or credit management - Debt settlement 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Credit card - General-purpose credit card or charge card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Pollack & Rosen, P.A.

172 debt-collection complaints against Pollack & Rosen, P.A. appear in the CFPB record - 94.5% of the 182 complaints filed about this entity. The 17 states and territories represented make this a multi-state operation by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

90.1% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. 0.5% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 14.3% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Pollack & Rosen, P.A. have?

The CFPB has logged 172 debt-collection complaints against Pollack & Rosen, P.A., 94.5% of all complaints filed against this company.

Does Pollack & Rosen, P.A. respond to complaints on time?

90.1% of the CFPB complaints against Pollack & Rosen, P.A. get a response within the expected window.

Does Pollack & Rosen, P.A. provide relief to consumers?

Of resolved complaints against Pollack & Rosen, P.A., 0.5% ended with consumer relief of some kind.

What type of debt does Pollack & Rosen, P.A. primarily collect?

"Credit card debt" is the debt type Pollack & Rosen, P.A. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Pollack & Rosen, P.A.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Pollack & Rosen, P.A. active?

Consumers in 17 states and territories have filed CFPB complaints against Pollack & Rosen, P.A..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.