Mercantile Adjustment Bureau, LLC
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-MERCANTILE-ADJUSTM Mercantile Adjustment Bureau, LLC
594 DC complaints · rank #161/656 · 100% timely
- DC 594
- RANK #161/656
- TIMELY 100%
- RELIEF 0.4%
- DISPUTE 20.8%
- STATES 44
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Reliant Capital Solutions,…
Photo peer: Reliant Capital Solutions, LLC (595)
Mercantile Adjustment Bureau, LLC's 594 debt-collection complaints sit next to Reliant Capital Solutions, LLC (595) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Mercantile Adjustment Burea… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 21 |
| 2014 | 68 |
| 2015 | 57 |
| 2016 | 39 |
| 2017 | 47 |
| 2018 | 41 |
| 2019 | 49 |
| 2020 | 48 |
| 2021 | 40 |
| 2022 | 43 |
| 2023 | 99 |
| 2024 | 78 |
| 2025 | 38 |
Complaints by State (Top 15)
What the CFPB Record Shows for Mercantile Adjustment Bureau, LLC
PlainCredit places Mercantile Adjustment Bureau, LLC at #161 of 656 debt collectors by CFPB debt-collection complaint volume (76th percentile), matching the Collectors directory ranking. Mercantile Adjustment Bureau, LLC has 594 debt-collection complaints on file with the CFPB, which represents 88.9% of the 668 total complaints the Bureau has received about this entity. Reports have originated from consumers in 44 states and territories, making this a nationwide collection operation as measured by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 0.4% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 20.8% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Mercantile Adjustment Bureau, LLC → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Mercantile Adjustment Bureau, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (594 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (20.8% here).
Frequently asked questions
How many CFPB debt-collection complaints does Mercantile Adjustment Bureau, LLC have?
Mercantile Adjustment Bureau, LLC has 594 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #161 of 656 collectors by that volume.
Does Mercantile Adjustment Bureau, LLC respond to CFPB complaints on time?
CFPB complaints against Mercantile Adjustment Bureau, LLC show a 100% timely-response rate.
What issue do consumers cite most about Mercantile Adjustment Bureau, LLC?
The most-cited issue in complaints about Mercantile Adjustment Bureau, LLC is "Attempts to collect debt not owed."
How should I read Mercantile Adjustment Bureau, LLC's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.