2026 data Public-data reference. official source

S & S Recovery, Inc.

A federal complaint-record lookup, not a rating from us.

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Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-S-S-RECOVERY-INC S & S Recovery, Inc.

93 DC complaints · rank #619/656 · 98.4% timely

  • DC 93
  • RANK #619/656
  • TIMELY 98.4%
  • RELIEF 0%
  • DISPUTE 28.6%
  • STATES 12
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Credit Bureau

Volume peers

Photo peer: Credit Bureau of the South, Inc. (93)

Credit Bureau of the South, …93Berman & Rabin, P.A.93Southern Oregon Credit Servi…93S & S Recovery, Inc. (this)93
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

S & S Recovery, Inc.'s 93 debt-collection complaints sit next to Credit Bureau of the South, Inc. (93) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for S & S Recovery, Inc. →

Debt Collection Complaint Breakdown

I do not know 57
Other debt 15
Private student loan debt 8
Federal student loan debt 7
Other (i.e. phone, health club, etc.) 3
Medical debt 1
Telecommunications debt 1
Federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 29
2.Took or threatened to take negative or legal action 17
3.Written notification about debt 16
4.Incorrect information on your report 16
5.False statements or representation 11
6.Communication tactics 10
7.Problem with a company's investigation into an existing problem 7
8.Improper use of your report 5
9.Problem with a credit reporting company's investigation into an existing problem 3
10.Threatened to contact someone or share information improperly 3

Company Responses

Closed with explanation 128
Consumers who disputed the response 28.6%

Complaints by Year

Year Complaints
2014 2
2015 2
2016 2
2017 2
2018 2
2019 2
2020 5
2021 2
2022 7
2023 11
2024 21
2025 47
2026 23

Complaints by State (Top 15)

Texas 79
Mississippi 16
Louisiana 6
Tennessee 5
Missouri 4
Florida 4
Iowa 3
California 3
Georgia 3
Arkansas 2
Arizona 2
Colorado 1

What the CFPB Record Shows for S & S Recovery, Inc.

S & S Recovery, Inc. sits at #619 of 656 debt collectors in this extract by debt-collection complaint volume (6th percentile), the same ordering shown on /collectors. The CFPB has logged 93 debt-collection complaints against S & S Recovery, Inc., 72.7% of the 128 complaints filed against this entity overall. Consumers in 12 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 98.4%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 28.6% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for S & S Recovery, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for S & S Recovery, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (93 here).

Berman & Rabin, P.A. 93 Credit Bureau of the South, Inc. 93 Malen & Associates, p.c. 93 Southern Oregon Credit Service, Inc. 93

Similar dispute rates

Nearest collectors by share of complaints marked disputed (28.6% here).

Arbor Professional Solutions, Inc. 28.6% Nationwide Credit & Collection, Inc. 28.6% Revenue Enterprises, LLC 28.6% Ridge & Valley Realty, Inc. 28.6%

Frequently asked questions

How many CFPB debt-collection complaints does S & S Recovery, Inc. have?

The CFPB extract lists 93 debt-collection complaints against S & S Recovery, Inc. (#619 of 656 collectors by volume).

Does S & S Recovery, Inc. respond to CFPB complaints on time?

The timely-response rate for S & S Recovery, Inc. in this extract is 98.4%.

What issue do consumers cite most about S & S Recovery, Inc.?

Consumers most often name "Attempts to collect debt not owed" when complaining about S & S Recovery, Inc..

How should I read S & S Recovery, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about S & S Recovery, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.