2026 data Public-data reference. official source

Credit Bureau of the South, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-CREDIT-BUREAU-OF-T Credit Bureau of the South, Inc.

93 DC complaints · rank #619/656 · 97.3% timely

  • DC 93
  • RANK #619/656
  • TIMELY 97.3%
  • RELIEF 0%
  • DISPUTE 0%
  • STATES 11
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO S & S Recovery, Inc.

Photo peer: S & S Recovery, Inc. (93)

S & S Recovery, Inc.93Berman & Rabin, P.A.93Southern Oregon Credit Servi…93Credit Bureau of the South, …93
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Credit Bureau of the South, Inc.'s 93 debt-collection complaints sit next to S & S Recovery, Inc. (93) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Credit Bureau →

Debt Collection Complaint Breakdown

I do not know 42
Other debt 18
Medical debt 18
Medical 7
Rental debt 5
Other (i.e. phone, health club, etc.) 2
Payday loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 26
2.Written notification about debt 21
3.Took or threatened to take negative or legal action 18
4.False statements or representation 10
5.Problem with a company's investigation into an existing problem 9
6.Communication tactics 8
7.Cont'd attempts collect debt not owed 7
8.Problem with a credit reporting company's investigation into an existing problem 3
9.Improper use of your report 3
10.Incorrect information on your report 2

Company Responses

Closed with explanation 108
Closed 2
Consumers who disputed the response 0%

Complaints by Year

Year Complaints
2014 4
2015 5
2016 2
2017 5
2018 7
2019 8
2020 16
2021 9
2022 5
2023 3
2024 13
2025 27
2026 6

Complaints by State (Top 15)

Louisiana 84
Texas 14
California 3
Florida 2
Georgia 1
Mississippi 1
Delaware 1
Illinois 1
New York 1
Colorado 1
South Carolina 1

What the CFPB Record Shows for Credit Bureau of the South, Inc.

Credit Bureau of the South, Inc. sits at #619 of 656 debt collectors in this extract by debt-collection complaint volume (6th percentile), the same ordering shown on /collectors. The CFPB has logged 93 debt-collection complaints against Credit Bureau of the South, Inc., 84.5% of the 110 complaints filed against this entity overall. Consumers in 11 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 97.3% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 0% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Credit Bureau of the South, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Credit Bureau of the South, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (93 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (0% here).

Frequently asked questions

How many CFPB debt-collection complaints does Credit Bureau of the South, Inc. have?

The CFPB extract lists 93 debt-collection complaints against Credit Bureau of the South, Inc. (#619 of 656 collectors by volume).

Does Credit Bureau of the South, Inc. respond to CFPB complaints on time?

Credit Bureau of the South, Inc.'s timely response rate on CFPB complaints is 97.3%.

What issue do consumers cite most about Credit Bureau of the South, Inc.?

The most-cited issue in complaints about Credit Bureau of the South, Inc. is "Attempts to collect debt not owed."

How should I read Credit Bureau of the South, Inc.'s CFPB complaint record?

Credit Bureau of the South, Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.