2026 data Public-data reference. official source

Berman & Rabin, P.A.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

93
Debt Collection Complaints
86.9%
of All Complaints
83.2%
Timely Response
9.3%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 22
I do not know 12
Credit card 12
Medical debt 10
Credit card debt 9
Payday loan debt 7
Medical 6
Rental debt 6
Mortgage debt 4
Other (i.e. phone, health club, etc.) 3
Auto debt 2

Top Complaint Issues

1.Attempts to collect debt not owed 22
2.Written notification about debt 15
3.Communication tactics 13
4.Took or threatened to take negative or legal action 12
5.False statements or representation 10
6.Cont'd attempts collect debt not owed 10
7.Improper contact or sharing of info 4
8.Electronic communications 3
9.Dealing with my lender or servicer 3
10.Problems when you are unable to pay 2

Company Responses

Closed with explanation 85
Untimely response 11
Closed with non-monetary relief 10
Closed 1
Consumers who disputed the response 27.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 8
2015 12
2016 12
2017 4
2018 5
2019 5
2020 4
2021 2
2022 9
2023 11
2024 12
2025 17
2026 6

Complaints by State (Top 15)

Missouri 14
Kansas 13
California 12
Texas 8
Florida 7
Virginia 5
Georgia 4
Washington 3
Arizona 3
Tennessee 3
South Carolina 3
New York 3
Idaho 3
Oklahoma 2
Alabama 2

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 3
Student loan - Non-federal student loan 3
Consumer Loan - Installment loan 2
Consumer Loan - Vehicle loan 1
Payday loan, title loan, or personal loan - Installment loan 1
Debt or credit management - Debt settlement 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Berman & Rabin, P.A.

93 debt-collection complaints against Berman & Rabin, P.A. appear in the CFPB record - 86.9% of the 107 complaints filed about this entity. The 31 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 83.2%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. Of resolved cases, 9.3% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 27.3% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Berman & Rabin, P.A. have?

93 debt-collection complaints against Berman & Rabin, P.A. appear in the CFPB record - 86.9% of the company's total complaint volume.

Does Berman & Rabin, P.A. respond to complaints on time?

Berman & Rabin, P.A.'s CFPB timely-response rate is 83.2%.

Does Berman & Rabin, P.A. provide relief to consumers?

Of resolved complaints against Berman & Rabin, P.A., 9.3% ended with consumer relief of some kind.

What type of debt does Berman & Rabin, P.A. primarily collect?

Berman & Rabin, P.A. primarily collects "Other debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Berman & Rabin, P.A.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Berman & Rabin, P.A. active?

Consumers in 31 states and territories have filed CFPB complaints against Berman & Rabin, P.A..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.