2026 data Public-data reference. official source

State Collection Service, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-STATE-COLLECTION-S State Collection Service, Inc.

694 DC complaints · rank #139/656 · 99.7% timely

  • DC 694
  • RANK #139/656
  • TIMELY 99.7%
  • RELIEF 3.2%
  • DISPUTE 14.3%
  • STATES 44
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Retrieval-Masters Creditors…

Photo peer: Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch (704)

Retrieval-Masters Creditors …704Jon Barry and Associates, In…714Choice Recovery, Inc.715State Collection Service, In…694
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

State Collection Service, Inc.'s 694 debt-collection complaints sit next to Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch (704) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for State Collection Service, I… →

Debt Collection Complaint Breakdown

Medical debt 388
Medical 138
I do not know 115
Other debt 31
Other (i.e. phone, health club, etc.) 15
Credit card debt 4
Credit card 2
Telecommunications debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 210
2.Written notification about debt 151
3.Cont'd attempts collect debt not owed 89
4.Communication tactics 82
5.False statements or representation 75
6.Disclosure verification of debt 44
7.Incorrect information on your report 29
8.Took or threatened to take negative or legal action 27
9.Improper use of your report 8
10.Problem with a credit reporting company's investigation into an existing problem 8

Company Responses

Closed with explanation 727
Closed with non-monetary relief 24
Consumers who disputed the response 14.3%

Complaints by Year

Year Complaints
2013 10
2014 43
2015 43
2016 63
2017 77
2018 73
2019 61
2020 44
2021 90
2022 66
2023 63
2024 54
2025 53
2026 11

Complaints by State (Top 15)

Wisconsin 162
Illinois 95
Washington 71
Maryland 54
Florida 40
California 39
Pennsylvania 36
Texas 29
Georgia 26
New York 22
Minnesota 19
Delaware 17
South Carolina 16
Kansas 15
Arizona 11

What the CFPB Record Shows for State Collection Service, Inc.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, State Collection Service, Inc. ranks #139 of 656 debt collectors by debt-collection complaint volume (79th percentile), using the same dc_complaints sort as the Collectors directory. 694 debt-collection complaints against State Collection Service, Inc. appear in the CFPB record - 92.4% of the 751 complaints filed about this entity. The 44 states and territories represented make this a nationwide operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.7%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 3.2% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 14.3% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for State Collection Service, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for State Collection Service, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does State Collection Service, Inc. have?

The CFPB extract lists 694 debt-collection complaints against State Collection Service, Inc. (#139 of 656 collectors by volume).

Does State Collection Service, Inc. respond to CFPB complaints on time?

The timely-response rate for State Collection Service, Inc. in this extract is 99.7%.

What issue do consumers cite most about State Collection Service, Inc.?

The most-cited issue in complaints about State Collection Service, Inc. is "Attempts to collect debt not owed."

How should I read State Collection Service, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.