2026 data Public-data reference. official source

Jon Barry and Associates, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

714
Debt Collection Complaints
84.6%
of All Complaints
99.4%
Timely Response
23.7%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 447
I do not know 129
Medical 109
Other debt 18
Other (i.e. phone, health club, etc.) 6
Credit card debt 3
Federal student loan debt 1
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 240
2.Written notification about debt 173
3.Cont'd attempts collect debt not owed 80
4.Communication tactics 73
5.Incorrect information on your report 60
6.False statements or representation 56
7.Took or threatened to take negative or legal action 52
8.Improper use of your report 27
9.Problem with a credit reporting company's investigation into an existing problem 24
10.Disclosure verification of debt 23

Company Responses

Closed with explanation 644
Closed with non-monetary relief 200
Consumers who disputed the response 8.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 5
2014 23
2015 29
2016 50
2017 58
2018 82
2019 59
2020 60
2021 77
2022 110
2023 106
2024 81
2025 88
2026 16

Complaints by State (Top 15)

North Carolina 333
South Carolina 97
Florida 62
Mississippi 59
Georgia 47
Ohio 46
Texas 44
Tennessee 28
Virginia 27
Oklahoma 20
Pennsylvania 9
Wisconsin 6
Maine 6
California 5
Missouri 5

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 85
Credit reporting or other personal consumer reports - Credit reporting 36
Debt or credit management - Debt settlement 3
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 2
Credit reporting 2
Money transfer, virtual currency, or money service - Money order 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Jon Barry and Associates, Inc.

Jon Barry and Associates, Inc. has 714 debt-collection complaints on file with the CFPB, which represents 84.6% of the 844 total complaints the Bureau has received about this entity. Reports have originated from consumers in 37 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

99.4% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 23.7% of resolved cases against this company closed with some form of consumer relief. The response was formally disputed in 8.5% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Jon Barry and Associates, Inc. have?

714 debt-collection complaints against Jon Barry and Associates, Inc. appear in the CFPB record - 84.6% of the company's total complaint volume.

Does Jon Barry and Associates, Inc. respond to complaints on time?

99.4% of the CFPB complaints against Jon Barry and Associates, Inc. get a response within the expected window. That is a strong response record by CFPB standards.

Does Jon Barry and Associates, Inc. provide relief to consumers?

Of resolved complaints against Jon Barry and Associates, Inc., 23.7% ended with consumer relief of some kind.

What type of debt does Jon Barry and Associates, Inc. primarily collect?

Jon Barry and Associates, Inc. primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Jon Barry and Associates, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Jon Barry and Associates, Inc. active?

CFPB data shows consumer complaints against Jon Barry and Associates, Inc. from 37 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.