Williams, Rush & Associates, LLC

CFPB Consumer Complaint Profile

463
Total Complaints
231
Last 12 Months
35.9%
Timely Response
39
States Affected
Williams, Rush & Associates, LLC timely response rate 35.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 197
Debt collection — Other debt 81
Credit reporting or other personal consumer reports — Credit reporting 59
Debt collection — Private student loan debt 24
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 20
Debt collection — Medical debt 17
Debt collection — Other (i.e. phone, health club, etc.) 16
Debt collection — Credit card debt 11
Debt collection — Payday loan debt 11
Debt collection — Non-federal student loan 6

Top Issues

1.Attempts to collect debt not owed 128
2.Written notification about debt 74
3.False statements or representation 61
4.Took or threatened to take negative or legal action 57
5.Incorrect information on your report 38
6.Improper use of your report 26
7.Communication tactics 22
8.Problem with a company's investigation into an existing problem 12
9.Taking/threatening an illegal action 7
10.Electronic communications 7

Complaints by Year

Year Complaints
2013 1
2014 7
2015 5
2016 15
2017 15
2018 17
2019 7
2020 13
2021 20
2022 20
2023 33
2024 61
2025 201
2026 48

Complaints by State (Top 15)

Texas 122
Florida 92
Georgia 43
North Carolina 21
California 18
Virginia 16
Maryland 14
Arkansas 10
Michigan 10
Louisiana 10
Ohio 9
South Carolina 9
Delaware 8
Alabama 8
Pennsylvania 7

Company Responses

Closed with explanation 428
Untimely response 31
Closed 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Williams, Rush & Associates, LLC

The CFPB Consumer Complaint Database has logged 463 complaints against Williams, Rush & Associates, LLC overall, with 231 of those filed in the trailing 12 months. Reports have come from consumers in 39 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Williams, Rush & Associates, LLC's timely response rate stands at 35.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 12.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Williams, Rush & Associates, LLC have?

Williams, Rush & Associates, LLC has 463 total consumer complaints filed with the CFPB, with 231 filed in the last 12 months.

Does Williams, Rush & Associates, LLC respond to complaints on time?

Williams, Rush & Associates, LLC has a 35.9% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Williams, Rush & Associates, LLC?

The most complained-about product for Williams, Rush & Associates, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Williams, Rush & Associates, LLC?

The most common issue reported by consumers about Williams, Rush & Associates, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Williams, Rush & Associates, LLC?

You can file a complaint against Williams, Rush & Associates, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Williams, Rush & Associates, LLC?

Consumers in 39 states and territories have filed complaints about Williams, Rush & Associates, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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