CFPB Consumer Complaint Profile

Account Resolution Corporation

What 320 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

320
Total complaints
Above average
41
Last 12 months
99.7%
Timely response
Top decile
27
States affected

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The verdict

320 CFPB complaints put Account Resolution Corporation at #668 out of 3,843 financial companies ranked by complaint volume. It posts a 99.7% on-time response rate, the 76th percentile among companies with 100+ complaints.

#668
of 3,843 companies by volume
99.7%
on time (76th pctile)
Debt collection
most-complained product
27
states with complaints
B-
PlainCredit Trust Score
68/100
Account Resolution Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.7%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 5.9%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.6%
Share of complaints closed with monetary or non-monetary relief

Account Resolution Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.7% Top 24% higher than 76% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 30 in 2024 to 50 in 2025 (2024 → 2025).

See the full year-over-year release diff

Account Resolution Corporation timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 131
Debt collection - I do not know 68
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 42
Debt collection - Medical 26
Debt collection - Other debt 24
Credit reporting or other personal consumer reports - Credit reporting 24
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Credit card debt 1
Credit reporting 1
Debt collection - Private student loan debt 1

Top Issues

1.Attempts to collect debt not owed 90
2.Written notification about debt 54
3.False statements or representation 41
4.Incorrect information on your report 30
5.Took or threatened to take negative or legal action 29
6.Problem with a credit reporting company's investigation into an existing problem 16
7.Cont'd attempts collect debt not owed 16
8.Improper use of your report 11
9.Communication tactics 10
10.Disclosure verification of debt 9

Complaints by Year

Year Complaints
2013 2
2014 10
2015 6
2016 9
2017 18
2018 22
2019 22
2020 38
2021 42
2022 40
2023 27
2024 30
2025 50
2026year in progress 4

Complaints by State (Top 15)

Missouri 163
Texas 27
Illinois 24
Kansas 16
Georgia 15
Florida 10
Maryland 10
Arkansas 9
Indiana 6
Louisiana 5
Arizona 4
California 4
Alabama 3
Tennessee 3
South Carolina 3

Company Responses

Closed with explanation 315
Closed with non-monetary relief 5

What the CFPB Complaint Record Shows for Account Resolution Corporation

320 complaints against Account Resolution Corporation appear in the CFPB record, including 41 from the trailing year. The 27 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Account Resolution Corporation draw a 99.7% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 5.9% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 1.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Account Resolution Corporation have?

Account Resolution Corporation has 320 total consumer complaints filed with the CFPB, with 41 filed in the last 12 months.

Does Account Resolution Corporation respond to complaints on time?

CFPB complaints against Account Resolution Corporation draw a 99.7% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Account Resolution Corporation?

Among all products tied to Account Resolution Corporation, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Account Resolution Corporation?

The most common issue reported by consumers about Account Resolution Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Account Resolution Corporation?

You can file a complaint against Account Resolution Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Account Resolution Corporation?

Consumers in 27 states and territories have filed complaints about Account Resolution Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Account Resolution Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (5.9% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026