CFPB Consumer Complaint Profile

Conduent Incorporated

What 2,111 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

2,111
Total complaints
Among the highest
271
Last 12 months
69.1%
Timely response
Bottom decile
43
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Conduent Incorporated sits at #200, with 2,111 complaints logged. It posts a 69.1% on-time response rate, the 6th percentile among companies with 100+ complaints.

#200
of 3,843 companies by volume
69.1%
on time (6th pctile)
Credit card or prepa…
most-complained product
43
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
46/100
Conduent Incorporated · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 69.1%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.7%
Share of complaints closed with monetary or non-monetary relief

Conduent Incorporated vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

69.1% Among the lowest higher than 6% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 139 in 2024 to 230 in 2025 (2024 → 2025).

See the full year-over-year release diff

Conduent Incorporated timely response rate 69.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit card or prepaid card - Government benefit card 1,299
Prepaid card - Government benefit card 392
Checking or savings account - Checking account 102
Credit card or prepaid card - General-purpose prepaid card 77
Credit card or prepaid card - General-purpose credit card or charge card 44
Money transfer, virtual currency, or money service - Domestic (US) money transfer 37
Credit card - General-purpose credit card or charge card 27
Checking or savings account - Other banking product or service 24
Credit card or prepaid card - Payroll card 18
Prepaid card - General-purpose prepaid card 14

Top Issues

1.Problem getting a card or closing an account 587
2.Problem with a purchase or transfer 528
3.Trouble using the card 425
4.Unexpected or other fees 256
5.Managing an account 102
6.Problem with a purchase shown on your statement 28
7.Fraud or scam 18
8.Other features, terms, or problems 17
9.Problem with a lender or other company charging your account 15
10.Money was not available when promised 15

Complaints by Year

Year Complaints
2016 25
2017 30
2018 28
2019 78
2020 872
2021 314
2022 148
2023 166
2024 139
2025 230
2026year in progress 81

Complaints by State (Top 15)

Georgia 352
Florida 196
Oklahoma 156
Virginia 119
Alabama 108
Tennessee 106
New York 99
California 99
Nevada 89
Pennsylvania 85
Mississippi 66
New Jersey 55
Illinois 51
Arizona 47
Michigan 41

Company Responses

Closed with explanation 2,048
Closed with monetary relief 38
Closed with non-monetary relief 18
Untimely response 4
Closed 3

What the CFPB Complaint Record Shows for Conduent Incorporated

2,111 complaints against Conduent Incorporated appear in the CFPB record, including 271 from the trailing year. The 43 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Credit card or prepaid card," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Problem getting a card or closing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Conduent Incorporated draw a 69.1% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 6.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 2.7% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Conduent Incorporated have?

The CFPB has logged 2,111 complaints against Conduent Incorporated to date, of which 271 came in over the last 12 months.

Does Conduent Incorporated respond to complaints on time?

Conduent Incorporated's CFPB timely-response rate is 69.1%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Conduent Incorporated?

The most complained-about product for Conduent Incorporated is "Credit card or prepaid card." You can view the full product breakdown on this page.

What is the most common complaint issue with Conduent Incorporated?

The most common issue reported by consumers about Conduent Incorporated is "Problem getting a card or closing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Conduent Incorporated?

You can file a complaint against Conduent Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Conduent Incorporated?

Conduent Incorporated has drawn CFPB complaints from 43 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Conduent Incorporated: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit card or prepaid card

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Conduent Incorporated have?

The CFPB has logged 2,111 complaints against Conduent Incorporated to date, of which 271 came in over the last 12 months.

Does Conduent Incorporated respond to complaints on time?

Conduent Incorporated's CFPB timely-response rate is 69.1%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Conduent Incorporated?

The most complained-about product for Conduent Incorporated is "Credit card or prepaid card." You can view the full product breakdown on this page.

What is the most common complaint issue with Conduent Incorporated?

The most common issue reported by consumers about Conduent Incorporated is "Problem getting a card or closing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Conduent Incorporated?

You can file a complaint against Conduent Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Conduent Incorporated?

Conduent Incorporated has drawn CFPB complaints from 43 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Conduent Incorporated's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.