CFPB Consumer Complaint Profile

Conduent Incorporated

What 2,111 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

2,111
Total complaints
271
Last 12 months
69.1%
Timely response
43
States affected

The verdict

Conduent Incorporated ranks #200 of 3,848 financial companies by CFPB complaint volume, with 2,111 complaints on record. It answers 69.1% of complaints on time — below the 93% median for companies with 100+ complaints.

#200
of 3,848 companies by volume
69.1%
answered on time
Credit card or prepa…
most-complained product
43
states with complaints
Conduent Incorporated timely response rate 69.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit card or prepaid card — Government benefit card 1,299
Prepaid card — Government benefit card 392
Checking or savings account — Checking account 102
Credit card or prepaid card — General-purpose prepaid card 77
Credit card or prepaid card — General-purpose credit card or charge card 44
Money transfer, virtual currency, or money service — Domestic (US) money transfer 37
Credit card — General-purpose credit card or charge card 27
Checking or savings account — Other banking product or service 24
Credit card or prepaid card — Payroll card 18
Prepaid card — General-purpose prepaid card 14

Top Issues

1.Problem getting a card or closing an account 587
2.Problem with a purchase or transfer 528
3.Trouble using the card 425
4.Unexpected or other fees 256
5.Managing an account 102
6.Problem with a purchase shown on your statement 28
7.Fraud or scam 18
8.Other features, terms, or problems 17
9.Problem with a lender or other company charging your account 15
10.Money was not available when promised 15

Complaints by Year

Year Complaints
2016 25
2017 30
2018 28
2019 78
2020 872
2021 314
2022 148
2023 166
2024 139
2025 230
2026 81

Complaints by State (Top 15)

Georgia 352
Florida 196
Oklahoma 156
Virginia 119
Alabama 108
Tennessee 106
New York 99
California 99
Nevada 89
Pennsylvania 85
Mississippi 66
New Jersey 55
Illinois 51
Arizona 47
Michigan 41

Company Responses

Closed with explanation 2,048
Closed with monetary relief 38
Closed with non-monetary relief 18
Untimely response 4
Closed 3

What the CFPB Complaint Record Shows for Conduent Incorporated

The CFPB Consumer Complaint Database has logged 2,111 complaints against Conduent Incorporated overall, with 271 of those filed in the trailing 12 months. Reports have come from consumers in 43 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Credit card or prepaid card," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Problem getting a card or closing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Conduent Incorporated's timely response rate stands at 69.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 6.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Conduent Incorporated have?

Conduent Incorporated has 2,111 total consumer complaints filed with the CFPB, with 271 filed in the last 12 months.

Does Conduent Incorporated respond to complaints on time?

Conduent Incorporated has a 69.1% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Conduent Incorporated?

The most complained-about product for Conduent Incorporated is "Credit card or prepaid card." You can view the full product breakdown on this page.

What is the most common complaint issue with Conduent Incorporated?

The most common issue reported by consumers about Conduent Incorporated is "Problem getting a card or closing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Conduent Incorporated?

You can file a complaint against Conduent Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Conduent Incorporated?

Consumers in 43 states and territories have filed complaints about Conduent Incorporated with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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