CFPB Consumer Complaint Profile

Apelles, LLC

Behind the 192 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

192
Total complaints
49
Last 12 months
100%
Timely response
35
States affected

The verdict

Apelles, LLC ranks #963 of 3,848 financial companies by CFPB complaint volume, with 192 complaints on record. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#963
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
35
states with complaints
Apelles, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 75
Debt collection - Other debt 40
Debt collection - Credit card debt 31
Debt collection - Other (i.e. phone, health club, etc.) 16
Credit reporting or other personal consumer reports - Credit reporting 11
Debt collection - Telecommunications debt 4
Debt collection - Auto debt 4
Checking or savings account - Checking account 2
Debt collection - Medical debt 2
Debt collection - Mortgage 2

Top Issues

1.Attempts to collect debt not owed 68
2.Communication tactics 32
3.Written notification about debt 21
4.False statements or representation 21
5.Cont'd attempts collect debt not owed 13
6.Took or threatened to take negative or legal action 8
7.Incorrect information on your report 7
8.Threatened to contact someone or share information improperly 5
9.Improper use of your report 3
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 3
2014 10
2015 6
2016 4
2017 11
2018 11
2019 3
2020 7
2021 12
2022 10
2023 10
2024 40
2025 52
2026 13

Complaints by State (Top 15)

Georgia 24
California 23
Florida 23
Texas 17
Illinois 11
Michigan 10
Ohio 7
Maryland 7
Virginia 6
Kentucky 5
New Jersey 5
New York 5
North Carolina 5
Alabama 4
Tennessee 3

Company Responses

Closed with explanation 190
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Apelles, LLC

The CFPB Consumer Complaint Database has logged 192 complaints against Apelles, LLC overall, with 49 of those filed in the trailing 12 months. Reports have come from consumers in 35 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Apelles, LLC answers 100% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. In 17.9% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Apelles, LLC have?

Apelles, LLC has 192 total consumer complaints filed with the CFPB, with 49 filed in the last 12 months.

Does Apelles, LLC respond to complaints on time?

Apelles, LLC's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Apelles, LLC?

Among all products tied to Apelles, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Apelles, LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Apelles, LLC - see all issues and counts above.

How do I file a complaint against Apelles, LLC?

You can file a complaint against Apelles, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Apelles, LLC?

The CFPB has recorded complaints against Apelles, LLC from 35 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026