CFPB Consumer Complaint Profile

Arbor Professional Solutions, Inc.

Behind the 174 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

174
Total complaints
34
Last 12 months
100%
Timely response
18
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Arbor Professional Solutions, Inc. sits at #1020, with 174 complaints logged. 100% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#1020
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
18
states with complaints
Arbor Professional Solutions, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 61
Debt collection - I do not know 38
Debt collection - Other debt 18
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 17
Credit reporting or other personal consumer reports - Credit reporting 16
Debt collection - Medical 11
Debt collection - Credit card debt 7
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Rental debt 1
Debt collection - Auto debt 1

Top Issues

1.Attempts to collect debt not owed 61
2.Written notification about debt 33
3.False statements or representation 18
4.Incorrect information on your report 12
5.Took or threatened to take negative or legal action 11
6.Problem with a credit reporting company's investigation into an existing problem 11
7.Improper use of your report 8
8.Cont'd attempts collect debt not owed 6
9.Disclosure verification of debt 4
10.Communication tactics 4

Complaints by Year

Year Complaints
2013 2
2014 3
2015 3
2016 6
2017 10
2018 16
2019 8
2020 19
2021 14
2022 17
2023 13
2024 20
2025 34
2026 9

Complaints by State (Top 15)

Michigan 124
Ohio 9
Indiana 8
Illinois 6
Texas 5
Florida 4
Alabama 2
Missouri 2
Arizona 2
Tennessee 2
Georgia 2
Maryland 1
North Carolina 1
Washington 1
Oregon 1

Company Responses

Closed with explanation 174

What the CFPB Complaint Record Shows for Arbor Professional Solutions, Inc.

The CFPB Consumer Complaint Database has logged 174 complaints against Arbor Professional Solutions, Inc. overall, with 34 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Arbor Professional Solutions, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response was formally disputed in 28.6% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Arbor Professional Solutions, Inc. have?

174 complaints have been filed against Arbor Professional Solutions, Inc. with the CFPB overall - 34 of them in the past year.

Does Arbor Professional Solutions, Inc. respond to complaints on time?

Arbor Professional Solutions, Inc.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Arbor Professional Solutions, Inc.?

"Debt collection" draws more CFPB complaints against Arbor Professional Solutions, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Arbor Professional Solutions, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Arbor Professional Solutions, Inc. - see all issues and counts above.

How do I file a complaint against Arbor Professional Solutions, Inc.?

You can file a complaint against Arbor Professional Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Arbor Professional Solutions, Inc.?

Arbor Professional Solutions, Inc. has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026