Brock & Scott, PLLC

CFPB Consumer Complaint Profile

282
Total Complaints
54
Last 12 Months
99.3%
Timely Response
16
States Affected
Brock & Scott, PLLC timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 89
Debt collection — Mortgage debt 35
Debt collection — I do not know 29
Debt collection — Mortgage 27
Mortgage — Conventional home mortgage 21
Mortgage — Other mortgage 18
Credit reporting or other personal consumer reports — Credit reporting 7
Debt collection — Other debt 6
Debt collection — Credit card 6
Mortgage — Conventional fixed mortgage 5

Top Issues

1.Attempts to collect debt not owed 63
2.Took or threatened to take negative or legal action 42
3.False statements or representation 31
4.Written notification about debt 27
5.Loan modification,collection,foreclosure 18
6.Struggling to pay mortgage 18
7.Disclosure verification of debt 16
8.Trouble during payment process 9
9.Taking/threatening an illegal action 9
10.Cont'd attempts collect debt not owed 8

Complaints by Year

Year Complaints
2014 15
2015 24
2016 24
2017 19
2018 19
2019 18
2020 6
2021 12
2022 16
2023 28
2024 35
2025 60
2026 6

Complaints by State (Top 15)

Georgia 101
North Carolina 59
Florida 26
Virginia 22
Maryland 22
South Carolina 19
Tennessee 11
Alabama 3
Pennsylvania 3
Ohio 3
California 2
New York 2
New Jersey 2
Connecticut 1
Michigan 1

Company Responses

Closed with explanation 276
Closed with non-monetary relief 4
Closed 2

What the CFPB Complaint Record Shows for Brock & Scott, PLLC

The CFPB Consumer Complaint Database has logged 282 complaints against Brock & Scott, PLLC overall, with 54 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Brock & Scott, PLLC's timely response rate stands at 99.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 18.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Brock & Scott, PLLC have?

Brock & Scott, PLLC has 282 total consumer complaints filed with the CFPB, with 54 filed in the last 12 months.

Does Brock & Scott, PLLC respond to complaints on time?

Brock & Scott, PLLC has a 99.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Brock & Scott, PLLC?

The most complained-about product for Brock & Scott, PLLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Brock & Scott, PLLC?

The most common issue reported by consumers about Brock & Scott, PLLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Brock & Scott, PLLC?

You can file a complaint against Brock & Scott, PLLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Brock & Scott, PLLC?

Consumers in 16 states and territories have filed complaints about Brock & Scott, PLLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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